Financial Institutions, Inc. FISI

40.23 0.21 0.52% as of 25 Sep
Market cap
$788.6M
P/E
9.8×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
9.53 8.17 8.54 0.00

+8 more quarters

P/S ratio
2.02 1.64 1.66 2.04
P/FCF ratio
13.62 22.90 46.92 26.59
P/Operating CF
33.86 26.29 29.27 (79.53)
P/B ratio
1.23 1.01 1.02 0.91
Price to Tangible BV
1.36 1.12 1.14 1.01
EV/Sales
1.97 1.63 1.88 1.77
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
12.27 18.96 37.84 19.51
EV/FCF
13.26 22.65 53.28 23.14
Quick Ratio
0.02 0.02 0.02 0.03
Current Ratio
0.88 0.86 0.89 0.87
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
1.24% 1.25% 3.09% 1.83%
Debt/Equity
0.12 0.12 0.31 0.19
Asset Turnover
0.06 0.06 0.06 0.04
Operating CF/Net income
1.09 1.15 1.09 (0.34)
Capex/Depreciation
2.47 3.23 14.35 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
41.07% 40.91% 41.45% 39.91%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
1.35% 0.98% 0.89% 0.78%
Graham Net Nets
(1.15) (1.60) (1.47) (1.71)
Graham Number
54.10 52.26 49.99 0.00
Earnings Yield
10.50% 12.24% 11.71% (4.96%)
Free Cash Flow Yield
7.34% 4.37% 2.13% 3.76%
Revenue per Share
4.78 4.70 4.80 4.79
Operating CF per Share
1.15 1.21 1.06 (0.34)
Capex per Share
(0.04) (0.03) (0.10) (0.05)
Free Cash Flow per Share
1.11 1.17 0.96 (0.39)
Cash per Share
5.04 4.35 5.41 9.24
Shareholders Equity per Share
32.68 32.16 31.29 30.90
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
32.68 32.16 31.29 30.90
Free Cash Flow
21.81 23.04 19.38 (7.90)
Working Capital
(674.32) (782.47) (592.75) (681.48)
Capital Expenditures
(0.85) (0.65) (2.02) (1.01)
Net Current Asset Value
(884.37) (993.70) (922.69) (935.00)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.01 0.01 0.02 0.01
Net Profit Margin
22.14% 22.36% 20.32% 20.85%
Price to Operating Income
7.70 6.52 6.86 0.00
Other line items
Average Payables
5,227.74 5,355.40 5,155.54 5,332.21
Average Assets
6,239.36 6,317.64 6,195.61 6,222.18
Average Common Equity
605.27 593.51 581.63 543.74

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Columns are period end dates