PPDAI Group Inc. Sponsored ADR FINV

3.11 (0.02) (0.64%) as of 25 Sep
Market cap
$406.7M
P/E
2.8×
Growth Flags show if company had growth for consecutive years
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
0.00 0.00 6.79 2.37 2.72 22.21 4.31 3.98 5.26 3.71
P/S ratio
0.00 0.00 1.63 0.94 0.68 6.01 0.88 0.75 0.98 0.68
P/FCF ratio
0.00 0.00 2.56 0.00 2.47 18.64 101.89 12.59 5.82 7.57
P/Operating CF
19.43 10.74 6.57 (2.04) 6.39 39.94 32.69 101.58 280.59 18.82
P/B ratio
0.00 0.00 1.39 0.70 0.61 0.83 0.79 0.68 0.82 0.55
Price to Tangible BV
0.00 0.00 1.42 0.71 0.62 0.85 0.80 0.69 0.83 0.56
EV/Sales
0.00 0.00 0.08 (0.03) (0.36) (0.40) 0.02 (0.01) 0.26 0.09
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.10 0.00 1.32 0.43
EV/Operating CF
0.00 0.00 0.13 0.82 (1.25) (0.95) 0.89 (0.11) 1.16 0.69
EV/FCF
0.00 0.00 0.13 0.82 (1.32) (1.24) 2.49 (0.21) 1.53 1.05
Quick Ratio
1.29 1.68 1.78 1.07 2.17 2.29 2.06 2.07 2.02 2.15
Current Ratio
1.31 1.84 2.22 1.55 2.68 2.29 2.38 2.07 2.64 3.26
Net Debt/EBITDA
(5.90) (4.03) (3.69) (2.15) (3.41) (21.60) (3.83) (4.04) (3.68) (2.62)
Debt/Assets
0.00% 0.00% 0.19% 1.74% 0.31% 0.18% 0.81% 0.03% 0.02% 5.03%
Debt/Equity
0.00 0.00 0.00 0.04 0.01 0.00 0.01 0.00 0.00 0.08
Asset Turnover
0.21 0.73 0.39 0.38 0.47 0.09 0.54 0.58 0.57 0.57
Operating CF/Net income
(8.82) (0.94) 0.76 (0.09) 1.12 1.60 0.12 0.60 1.21 0.73
Capex/Depreciation
(2.47) (4.03) (2.10) (0.84) (0.62) (1.48) (2.22) (23.90) (0.40) (1.40)
Interest Coverage
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ROE
(3.54%) (121.69%) 50.00% 33.72% 24.75% 4.16% 18.86% 17.55% 15.99% 16.02%
ROA
(1.07%) (37.50%) 22.21% 15.01% 12.31% 2.41% 11.05% 10.81% 10.48% 10.59%
ROIC
0.00% 0.00% 0.00% 75.02% 371.08% 24.53% 57.99% 35.93% 26.50% 20.79%
Return on Tangible Assets
(13.18%) (52.33%) 35.76% 42.25% 25.04% 5.49% 24.14% 32.40% 20.42% 18.35%
Average Days of Receivables
90.37 110.10 241.30 277.42 95.82 693.27 127.43 115.32 113.01 89.94
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 6.55% 4.89% 4.59% 4.41% 4.07% 3.80% 3.95%
Selling, General and Administrative Expense of Revenue
48.59% 35.48% 32.46% 19.39% 12.48% 22.20% 18.74% 18.15% 18.58% 19.48%
Intangible Assets out of Total Assets
0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.00% 2.74% 1.16% 0.71% 0.56% 0.29% 0.80% 0.93% 1.10% 1.10%
Graham Net Nets
(0.14) (0.25) 0.63 0.92 1.16 0.57 0.71 0.67 0.76 1.14
Graham Number
0.00 0.00 0.00 9.75 9.82 5.44 12.97 13.91 15.50 17.41
Earnings Yield
(2.46%) (4.45%) 14.72% 42.26% 36.70% 4.50% 23.21% 25.10% 19.00% 26.96%
Free Cash Flow Yield
0.00% 0.00% 39.10% (3.83%) 40.42% 5.36% 0.98% 7.94% 17.18% 13.21%
Revenue per Share
26.33 3.82 2.11 2.81 3.92 0.82 5.71 6.43 6.95 7.70
Operating CF per Share
11.57 1.84 0.91 (0.10) 1.14 0.35 0.14 0.72 1.54 1.06
Capex per Share
(0.65) (0.09) (0.04) (0.02) (0.02) (0.03) (0.03) (0.28) (0.01) (0.05)
Free Cash Flow per Share
10.92 1.75 0.87 (0.12) 1.13 0.32 0.11 0.45 1.52 1.01
Cash per Share
31.79 6.16 3.39 2.88 4.20 5.35 5.08 4.98 5.10 5.23
Shareholders Equity per Share
(9.50) 3.63 2.90 3.77 4.37 5.91 6.39 7.11 8.27 9.56
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
(9.50) 3.63 2.90 3.77 4.37 5.91 6.39 7.11 8.27 9.56
Free Cash Flow
72.63 272.61 261.25 (37.95) 333.32 90.22 31.33 123.29 392.56 253.72
Working Capital
60.74 567.98 983.21 787.36 1,193.03 1,107.36 1,340.52 997.82 1,513.19 1,889.63
Capital Expenditures
(4.29) (13.97) (12.90) (6.99) (4.91) (8.67) (7.65) (75.79) (3.80) (13.35)
Net Current Asset Value
(113.63) 488.27 749.63 745.94 915.84 798.76 1,013.66 883.33 1,332.88 1,500.87
EV/EBIT
0.00 0.00 0.19 0.00 0.00 0.00 0.10 0.00 1.32 0.43
Capex to Sales
0.02 0.02 0.02 0.01 0.00 0.04 0.00 0.04 0.00 0.01
Net Profit Margin
(4.98%) (51.29%) 56.75% 39.79% 26.08% 26.49% 20.36% 18.66% 18.24% 18.74%
Price to Operating Income
0.00 0.00 3.64 2.13 2.23 21.77 3.90 3.95 5.04 3.11
Other line items
Depreciation/Fixed assets
0.32 0.21 0.29 0.43 0.55 0.33 0.17 0.16 0.11 0.10
Cash ROIC
48.24% 17.69% 13.39% (2.42%) 12.76% 2.53% 0.57% 5.39% 9.03% 4.49%
Accounts Receivable Turnover
1.57 5.34 2.12 1.60 2.43 0.62 3.21 3.15 3.22 3.76
Accounts Payable Turnover
0.48 1.29 0.95 1.51 3.56 3.17 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
396.51 417.23 335.18 206.83 28.49 102.47 0.00 0.00 0.00 0.00
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
111.63 111.63 299.13 534.67 477.63 373.61 503.27 560.97 556.28 516.19
Average Payables
115.97 115.97 151.42 114.99 57.10 14.29 — — — —
Average Assets
815.14 815.82 1,616.93 2,270.38 2,455.03 2,563.57 2,973.28 3,049.69 3,116.66 3,434.13
Average Common Equity
246.43 251.40 718.27 1,010.68 1,221.39 1,486.29 1,742.43 1,878.98 2,042.26 2,269.75

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Columns are period end dates