Saturday 17 October 2026 Export FCNCA’s income statement to Excel — free account

First Citizens BancShares, Inc.

First Citizens BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $14.5 billion, down 3.09% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 31.1%, free cash flow grew 28.7% and total debt fell 14.9%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years; insiders bought in the last twelve months.

2,123.74 26.54 +1.27%

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Market cap: $23.3B
P/E: 11.4×
Fwd P/E: 11.8×
Dividend yield: 0.40%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	18.90	15.01	11.24	12.96	12.01	15.40	11.13	1.83	11.15	12.95
Piotroski F-Score Full definition →	6	9	8	7	5	3	6	6	5	6
P/S ratio Full definition →	3.12	2.99	2.73	3.26	2.95	4.16	2.10	0.93	2.02	1.92
P/FCF ratio Full definition →	23.22	15.46	13.12	12.27	21.23	0.00	4.33	9.19	11.76	12.45
P/Operating CF Full definition →	587.65	94.97	36.39	33.11	36.15	64.14	11.07	23.20	27.08	26.58
P/B ratio Full definition →	1.42	1.46	1.29	1.65	1.48	1.85	1.33	1.03	1.42	1.34
Price to Tangible BV Full definition →	1.53	1.56	1.42	1.87	1.66	2.02	1.41	1.06	1.46	1.37
EV/Sales Full definition →	1.97	2.46	2.17	2.76	0.88	(0.06)	1.91	1.03	2.98	2.95
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	11.64	11.27	7.87	8.68	4.58	0.39	3.79	8.68	14.94	14.66
EV/FCF Full definition →	14.62	12.74	10.40	10.38	6.33	0.32	3.93	10.15	17.32	19.11
Quick Ratio Full definition →	0.08	0.06	0.04	0.04	0.11	0.18	0.06	0.24	0.14	0.13
Current Ratio Full definition →	0.83	0.84	0.84	0.86	0.84	0.80	0.82	1.14	1.03	1.03
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	2.52%	2.52%	0.55%	1.44%	1.31%	2.05%	4.08%	17.39%	16.40%	15.58%
Debt/Equity Full definition →	0.28	0.26	0.06	0.16	0.15	0.25	0.46	1.75	1.65	1.61
Asset Turnover Full definition →	0.04	0.05	0.05	0.05	0.04	0.04	0.07	0.14	0.07	0.06
Operating CF/Net income Full definition →	1.02	1.10	1.13	1.26	0.79	(0.54)	2.66	0.23	1.10	1.36
Capex/Depreciation Full definition →	0.47	(0.56)	(1.25)	(0.95)	(0.78)	(0.45)	(0.18)	6.77	(3.15)	(1.68)
ROE Full definition →	7.66%	10.20%	11.73%	12.93%	12.79%	12.77%	15.90%	78.25%	13.02%	10.18%
ROA Full definition →	0.70%	0.96%	1.14%	1.22%	1.06%	0.98%	1.25%	7.06%	1.24%	0.95%
ROIC Full definition →	16.37%	14.57%	13.20%	14.93%	242.78%	0.00%	12.36%	34.01%	6.89%	5.68%
Return on Tangible Assets Full definition →	(6.22%)	(8.82%)	(10.83%)	(12.25%)	(7.95%)	(5.80%)	(7.11%)	51.66%	37.25%	27.40%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	69.34%	61.73%	64.95%	59.81%	59.66%	55.95%	54.39%	24.96%	35.20%	39.36%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.34%	0.02%	0.00%	0.00%
Graham Net Nets Full definition →	(1.40)	(1.24)	(1.21)	(1.02)	(1.44)	(1.46)	(2.08)	(1.24)	(1.34)	(1.44)
Graham Number Full definition →	325.56	410.29	469.63	545.26	645.06	736.98	926.83	4,977.55	2,518.79	2,445.98
Earnings Yield Full definition →	5.29%	6.66%	8.90%	7.71%	8.33%	6.49%	8.99%	54.57%	8.97%	7.72%
Free Cash Flow Yield Full definition →	4.31%	6.47%	7.62%	8.15%	4.71%	(4.28%)	23.11%	10.88%	8.51%	8.03%
Revenue per Share Full definition →	113.64	135.36	137.87	163.35	194.99	199.56	357.26	1,546.40	1,043.66	1,115.55
Operating CF per Share Full definition →	19.19	29.58	38.01	51.90	37.39	(28.93)	179.69	183.10	208.34	224.80
Capex per Share Full definition →	2.56	(3.42)	(9.26)	(8.53)	(10.34)	(6.62)	(6.05)	(26.57)	(28.59)	(52.37)
Free Cash Flow per Share Full definition →	21.75	26.16	28.75	43.37	27.05	(35.55)	173.64	156.53	179.75	172.43
Cash per Share Full definition →	200.86	143.55	94.22	133.25	468.27	962.98	356.88	2,408.47	1,557.39	1,602.31
Shareholders Equity per Share Full definition →	250.83	277.61	292.26	321.89	420.53	482.66	622.07	1,463.05	1,549.86	1,710.29
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	250.83	277.61	292.26	321.89	420.53	482.66	622.07	1,463.05	1,549.86	1,710.29
Free Cash Flow Full definition →	261.27	314.23	343.17	483.22	272.00	(349.00)	2,697.00	2,274.00	2,578.00	2,242.00
Working Capital Full definition →	(4,759.01)	(4,809.89)	(4,901.14)	(4,977.13)	(7,264.21)	(10,348.00)	(16,192.00)	20,206.00	5,285.00	5,396.00
Capital Expenditures Full definition →	30.77	(41.03)	(110.59)	(95.03)	(104.00)	(65.00)	(94.00)	(386.00)	(410.00)	(681.00)
Net Current Asset Value Full definition →	(5,972.59)	(6,043.26)	(5,449.76)	(6,029.52)	(8,326.53)	(11,924.00)	(24,234.00)	(25,958.00)	(40,611.00)	(40,262.00)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	(0.02)	0.03	0.07	0.05	0.05	0.03	0.02	0.02	0.03	0.05
Price to Operating Income Full definition →	11.36	8.40	8.33	9.28	8.31	10.31	6.88	1.64	7.52	8.26
Other line items
Depreciation/Fixed assets Full definition →	0.06	0.06	0.07	0.08	0.11	0.12	0.37	(0.03)	0.06	0.17
Cash ROIC Full definition →	4.18%	5.30%	7.14%	8.56%	2.84%	(2.27%)	13.72%	2.43%	3.17%	2.84%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.03	0.03	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	238,588.95	243,919.08	303,753.64	135,655.52	165,130.60	307,593.28	69,879.91	14,470.43	10,874.97	11,880.74
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	27,546.05	28,713.81	29,969.37	32,551.85	38,931.42	47,418.81	70,407.00	117,631.00	150,541.50	158,403.50
Average Assets Full definition →	32,233.39	33,759.18	34,968.07	37,616.57	44,891.09	54,133.34	83,803.50	161,528.00	218,739.00	226,709.00
Average Common Equity Full definition →	2,942.27	3,173.25	3,411.51	3,537.57	3,737.76	4,143.67	6,589.50	14,577.50	20,860.50	21,105.00

Fold the line items

Columns are period end dates

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