Saturday 17 October 2026
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First Capital, Inc.
FCAP Financial Banks Regional
First Capital, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $65.3 million, up 12.4% from fiscal 2024. In the quarter to June 2026, revenue grew 11.0%, EPS grew 26.6% and free cash flow grew 2.66%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for five.
61.47
0.12
−0.19%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.08 | 9.03 | 7.17 | 7.06 | 11.84 | 19.99 | 23.62 | 15.28 | 16.35 | 15.96 |
Piotroski F-Score |
9 | 7 | 7 | 5 | 5 | 6 | 7 | 7 | 8 | 6 |
P/S ratio |
3.03 | 1.86 | 1.79 | 2.00 | 3.47 | 5.29 | 6.24 | 4.03 | 3.66 | 3.50 |
P/FCF ratio |
9.94 | 4.99 | 6.79 | 5.20 | 6.33 | 17.65 | 21.91 | 10.92 | 9.97 | 17.44 |
P/Operating CF |
37.86 | 26.55 | 96.01 | 20.29 | 22.85 | 69.53 | 41.04 | 48.67 | 70.10 | (579.74) |
P/B ratio |
1.44 | 0.94 | 0.87 | 0.98 | 1.19 | 1.83 | 2.46 | 1.64 | 1.50 | 1.44 |
Price to Tangible BV |
1.51 | 1.00 | 0.93 | 1.07 | 1.27 | 1.95 | 2.65 | 1.80 | 1.65 | 1.61 |
EV/Sales |
1.42 | 0.57 | 1.38 | 0.33 | (1.07) | 0.52 | 5.01 | 2.93 | 2.90 | 1.73 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
4.37 | 1.47 | 5.00 | 0.84 | (1.93) | 1.66 | 13.88 | 7.68 | 7.16 | 6.54 |
EV/FCF |
4.66 | 1.52 | 5.23 | 0.86 | (1.95) | 1.74 | 17.60 | 7.92 | 7.90 | 8.58 |
Quick Ratio |
0.12 | 0.10 | 0.04 | 0.07 | 0.17 | 0.20 | 0.08 | 0.07 | 0.05 | 0.09 |
Current Ratio |
0.70 | 0.69 | 0.64 | 0.59 | 0.64 | 0.77 | 0.73 | 0.69 | 0.67 | 0.67 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.00% | 0.00% | 1.86% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.32% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.12 | 0.00 |
Asset Turnover |
0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
Operating CF/Net income |
1.30 | 1.87 | 1.11 | 1.39 | 1.89 | 1.19 | 1.36 | 1.44 | 1.80 | 1.20 |
Capex/Depreciation |
(0.27) | (0.16) | (0.14) | (0.12) | (0.06) | (0.16) | (0.93) | (0.12) | (0.43) | (0.80) |
| 12.96% | 10.85% | 13.42% | 11.95% | 10.17% | 9.66% | 11.17% | 11.08% | 9.48% | 9.13% | |
| 1.33% | 1.02% | 1.11% | 1.03% | 1.05% | 1.10% | 1.27% | 1.19% | 0.99% | 0.94% | |
ROIC |
0.00% | 145.20% | 11.16% | 58.17% | 0.00% | 0.00% | 18.74% | 17.94% | 11.81% | 38.66% |
Return on Tangible Assets |
(5.11%) | (3.81%) | (3.61%) | (2.84%) | (3.16%) | (5.15%) | (5.72%) | (4.51%) | (3.67%) | (3.36%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
47.01% | 50.37% | 53.03% | 62.19% | 62.05% | 64.97% | 63.35% | 64.99% | 63.93% | 64.29% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.16% | 0.35% | 0.49% | 1.04% | 1.25% | 1.00% | 0.74% | 0.55% | 0.27% | 0.26% |
Graham Net Nets |
(1.69) | (3.04) | (4.24) | (5.17) | (2.78) | (1.05) | (0.81) | (1.55) | (1.88) | (2.00) |
Graham Number |
67.41 | 52.47 | 52.08 | 44.99 | 51.19 | 47.55 | 45.43 | 40.19 | 34.97 | 32.40 |
Earnings Yield |
8.28% | 11.07% | 13.95% | 14.17% | 8.44% | 5.00% | 4.23% | 6.54% | 6.12% | 6.27% |
Free Cash Flow Yield |
10.06% | 20.05% | 14.73% | 19.22% | 15.80% | 5.67% | 4.56% | 9.16% | 10.03% | 5.74% |
Revenue per Share |
19.52 | 17.37 | 15.31 | 12.48 | 11.66 | 11.45 | 11.70 | 10.53 | 9.96 | 9.36 |
Operating CF per Share |
6.36 | 6.68 | 4.23 | 4.93 | 6.46 | 3.61 | 4.22 | 4.01 | 4.04 | 2.47 |
Capex per Share |
(0.40) | (0.21) | (0.19) | (0.12) | (0.07) | (0.18) | (0.89) | (0.12) | (0.38) | (0.59) |
Free Cash Flow per Share |
5.96 | 6.47 | 4.04 | 4.80 | 6.40 | 3.43 | 3.33 | 3.89 | 3.65 | 1.88 |
Cash per Share |
41.47 | 32.46 | 12.72 | 20.86 | 53.00 | 54.58 | 17.36 | 14.67 | 10.58 | 18.15 |
Shareholders Equity per Share |
41.22 | 34.28 | 31.47 | 25.42 | 34.05 | 33.16 | 29.69 | 25.83 | 24.38 | 22.70 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
41.22 | 34.28 | 31.47 | 25.42 | 34.05 | 33.16 | 29.69 | 25.83 | 24.38 | 22.70 |
Free Cash Flow |
19.93 | 21.64 | 13.54 | 16.12 | 21.41 | 11.46 | 11.10 | 12.95 | 12.15 | 6.28 |
Working Capital |
(334.66) | (327.95) | (368.45) | (433.12) | (376.18) | (212.81) | (196.95) | (219.45) | (217.79) | (219.15) |
Capital Expenditures |
(1.35) | (0.71) | (0.63) | (0.41) | (0.22) | (0.60) | (2.97) | (0.40) | (1.27) | (1.96) |
Net Current Asset Value |
(334.66) | (327.95) | (389.95) | (433.12) | (376.18) | (212.81) | (196.95) | (219.45) | (227.79) | (219.15) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.08 | 0.01 | 0.04 | 0.06 |
Price to Operating Income |
9.95 | 7.62 | 6.10 | 5.89 | 9.91 | 17.09 | 19.74 | 13.26 | 11.48 | 11.66 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.35 | 0.31 | 0.32 | 0.23 | 0.25 | 0.23 | 0.19 | 0.23 | 0.20 | 0.17 |
Cash ROIC |
7.20% | 9.69% | 7.99% | 10.38% | 7.35% | 3.91% | 7.08% | 9.61% | 9.63% | 4.60% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
27,889.46 | 26,513.88 | 41,499.61 | 242,813.39 | 335,088.77 | 210,549.82 | 134,487.04 | 158,970.07 | 174,256.56 | 137,604.79 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,094.71 | 1,045.83 | 1,042.80 | 1,047.98 | 968.01 | 811.32 | 711.91 | 683.10 | 664.61 | 650.91 |
Average Assets |
1,229.76 | 1,172.70 | 1,154.64 | 1,154.00 | 1,087.08 | 922.52 | 810.83 | 776.56 | 751.31 | 729.74 |
Average Common Equity |
126.31 | 110.03 | 95.31 | 99.61 | 112.35 | 104.85 | 92.45 | 83.50 | 78.45 | 75.18 |
Columns are period end dates