Saturday 17 October 2026
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FB Financial Corporation
FB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $877.8 million, up 14.8% from fiscal 2024. In the quarter to September 2026, revenue fell 1.10%, EPS grew 180.4% and free cash flow grew 8.46%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three.
51.54
0.06
+0.12%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.80 | 23.24 | 13.73 | 14.94 | 22.70 | 11.07 | 13.82 | 15.35 | 20.85 | 23.25 |
Piotroski F-Score |
5 | 4 | 5 | 4 | 4 | 5 | 6 | 7 | 7 | 7 |
P/S ratio |
1.88 | 3.82 | 2.90 | 2.92 | 2.12 | 3.39 | 2.88 | 2.46 | 3.15 | 3.16 |
P/FCF ratio |
0.00 | 35.88 | 5.28 | 20.94 | 0.00 | 42.60 | 2.18 | 9.58 | 17.86 | 18.32 |
P/Operating CF |
(25.61) | (190.61) | 15.03 | 15.26 | (10.20) | 21.66 | 30.82 | 24.82 | 170.38 | 52.56 |
P/B ratio |
1.51 | 1.99 | 1.60 | 1.60 | 1.01 | 1.45 | 1.30 | 1.27 | 1.54 | 1.42 |
Price to Tangible BV |
2.02 | 3.22 | 2.47 | 2.44 | 1.38 | 1.97 | 1.90 | 1.78 | 2.08 | 1.96 |
EV/Sales |
1.54 | 3.89 | 2.94 | 2.70 | 0.21 | 0.69 | 1.39 | 1.57 | 1.97 | 2.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(1.66) | 32.21 | 5.13 | 17.66 | (0.47) | 7.65 | 1.04 | 5.56 | 10.84 | 11.29 |
EV/FCF |
(1.63) | 36.60 | 5.35 | 19.34 | (0.46) | 8.61 | 1.05 | 6.09 | 11.16 | 11.61 |
Quick Ratio |
0.05 | 0.03 | 0.03 | 0.04 | 0.13 | 0.16 | 0.09 | 0.07 | 0.09 | 0.08 |
Current Ratio |
0.85 | 0.92 | 0.91 | 0.92 | 0.93 | 0.91 | 0.91 | 0.92 | 0.93 | 0.95 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
1.37% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Debt/Equity |
0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Asset Turnover |
0.09 | 0.08 | 0.08 | 0.07 | 0.07 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
(6.04) | 0.72 | 2.66 | 0.77 | (4.24) | 0.29 | 6.42 | 1.76 | 1.20 | 1.27 |
Capex/Depreciation |
(0.28) | (0.50) | (0.87) | (0.44) | (0.29) | (0.27) | 7.92 | (0.86) | (0.23) | (0.29) |
| 14.31% | 11.30% | 12.58% | 11.63% | 6.20% | 13.97% | 9.03% | 8.65% | 7.68% | 6.98% | |
| 1.31% | 1.31% | 1.62% | 1.48% | 0.73% | 1.60% | 0.98% | 0.94% | 0.90% | 0.83% | |
ROIC |
18.37% | 12.12% | 12.29% | 13.56% | 0.00% | 0.00% | 36.02% | 14.59% | 17.46% | 12.80% |
Return on Tangible Assets |
(11.38%) | (21.17%) | (24.88%) | (24.08%) | (11.73%) | (20.97%) | (13.39%) | (16.33%) | (16.31%) | (24.73%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
65.96% | 64.38% | 60.53% | 57.94% | 72.16% | 53.34% | 58.76% | 43.23% | 40.01% | 44.70% |
Intangible Assets out of Total Assets |
0.03 | 0.05 | 0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
Share Based Compensation of Revenue |
1.77% | 2.17% | 1.95% | 1.70% | 1.66% | 1.68% | 1.65% | 1.39% | 1.24% | 1.97% |
Graham Net Nets |
(0.94) | (0.28) | (0.38) | (0.39) | (0.57) | (0.53) | (0.67) | (0.52) | (0.38) | (0.27) |
Graham Number |
29.27 | 29.98 | 35.45 | 38.37 | 34.38 | 51.88 | 40.88 | 42.41 | 43.17 | 45.99 |
Earnings Yield |
8.47% | 4.30% | 7.28% | 6.69% | 4.41% | 9.04% | 7.24% | 6.51% | 4.80% | 4.30% |
Free Cash Flow Yield |
(50.04%) | 2.79% | 18.92% | 4.78% | (21.12%) | 2.35% | 45.96% | 10.44% | 5.60% | 5.46% |
Revenue per Share |
13.84 | 11.26 | 12.07 | 13.54 | 16.39 | 12.93 | 12.65 | 16.01 | 16.36 | 17.65 |
Operating CF per Share |
(12.79) | 1.36 | 6.92 | 2.07 | (7.18) | 1.16 | 16.97 | 4.51 | 2.97 | 3.13 |
Capex per Share |
(0.25) | (0.16) | (0.29) | (0.18) | (0.16) | (0.13) | (0.21) | (0.39) | (0.09) | (0.09) |
Free Cash Flow per Share |
(13.04) | 1.20 | 6.63 | 1.89 | (7.33) | 1.03 | 16.77 | 4.12 | 2.88 | 3.05 |
Cash per Share |
7.11 | 4.33 | 4.09 | 7.54 | 35.03 | 37.90 | 21.80 | 17.33 | 22.31 | 23.24 |
Shareholders Equity per Share |
17.24 | 21.60 | 21.90 | 24.69 | 34.33 | 30.21 | 28.13 | 31.10 | 33.54 | 39.16 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
17.24 | 21.60 | 21.90 | 24.69 | 34.33 | 30.21 | 28.13 | 31.10 | 33.54 | 39.16 |
Free Cash Flow |
(249.94) | 33.10 | 203.29 | 58.37 | (275.94) | 48.79 | 789.96 | 192.68 | 134.76 | 151.48 |
Working Capital |
(423.44) | (329.11) | (407.65) | (436.28) | (687.52) | (1,051.04) | (1,076.27) | (891.92) | (860.53) | (678.30) |
Capital Expenditures |
(4.74) | (4.51) | (8.92) | (5.54) | (5.93) | (6.10) | (9.75) | (18.39) | (4.04) | (4.38) |
Net Current Asset Value |
(468.34) | (329.11) | (407.65) | (471.81) | (742.70) | (1,097.40) | (1,146.03) | (959.57) | (920.55) | (738.85) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
Price to Operating Income |
7.11 | 12.84 | 10.00 | 10.63 | 11.14 | 8.55 | 9.99 | 12.28 | 16.41 | 17.10 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.25 | 0.11 | 0.12 | 0.14 | 0.14 | 0.16 | (0.01) | 0.14 | 0.12 | 0.08 |
Cash ROIC |
(48.84%) | 4.62% | 25.50% | 5.87% | (10.58%) | 1.51% | 33.58% | 8.50% | 5.16% | 4.88% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
102,171.01 | 81,844.58 | 42,888.68 | 31,880.01 | 70,472.86 | 105,120.35 | 57,270.56 | 14,197.00 | 13,240.59 | 15,974.58 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
2,555.02 | 3,167.98 | 3,918.06 | 4,553.33 | 7,196.49 | 10,147.47 | 10,846.37 | 10,702.06 | 10,879.36 | 12,560.20 |
Average Assets |
3,088.15 | 4,002.30 | 4,932.24 | 5,630.84 | 8,666.13 | 11,902.51 | 12,722.73 | 12,726.08 | 12,880.94 | 14,728.89 |
Average Common Equity |
283.59 | 463.61 | 634.29 | 717.09 | 1,026.86 | 1,362.04 | 1,379.11 | 1,390.20 | 1,511.26 | 1,757.94 |
Columns are period end dates · fundamentals updated 14 Oct 2026