Saturday 17 October 2026
Export ESNT’s income statement to Excel — free account
Essent Group Ltd.
ESNT Financial Insurance Specialty
Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024. In the quarter to June 2026, revenue grew 13.6%, EPS grew 7.18%, free cash flow grew 3.88% and total debt was flat, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three.
64.70
0.94
+1.47%
Follow ESNT
| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
9.15 | 9.33 | 8.24 | 8.89 |
P/S ratio |
4.90 | 5.10 | 4.29 | 4.41 | |
P/FCF ratio |
7.31 | 7.58 | 6.70 | 7.06 | |
P/Operating CF |
28.68 | 28.09 | 28.55 | 29.59 | |
P/B ratio |
1.08 | 1.12 | 0.96 | 1.03 | |
Price to Tangible BV |
1.09 | 1.13 | 0.98 | 1.04 | |
EV/Sales |
5.55 | 5.73 | 4.90 | 5.05 | |
EV/EBITDA |
7.92 | 8.27 | 7.18 | 7.66 | |
EV/Operating CF |
8.22 | 8.45 | 7.59 | 8.01 | |
EV/FCF |
8.29 | 8.52 | 7.66 | 8.08 | |
Quick Ratio |
0.29 | 0.32 | 0.38 | 0.31 | |
Current Ratio |
0.29 | 0.32 | 0.38 | 0.31 | |
Net Debt/EBITDA |
1.90 | 1.88 | 1.67 | 1.74 | |
Debt/Assets |
6.73% | 6.66% | 6.55% | 6.53% | |
Debt/Equity |
0.09 | 0.09 | 0.09 | 0.09 | |
Asset Turnover |
0.17 | 0.17 | 0.17 | 0.18 | |
Operating CF/Net income |
1.31 | 1.48 | 1.12 | 1.04 | |
Capex/Depreciation |
(1.10) | (0.22) | (0.16) | (0.27) | |
Interest Coverage |
25.14 | 23.64 | 26.37 | 29.27 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
1.24% | 1.29% | 2.18% | 0.92% | |
Graham Net Nets |
(0.24) | (0.23) | (0.29) | (0.29) | |
Graham Number |
95.99 | 95.49 | 98.42 | 100.76 | |
Earnings Yield |
10.93% | 10.72% | 12.13% | 11.25% | |
Free Cash Flow Yield |
13.68% | 13.19% | 14.93% | 14.16% | |
Revenue per Share |
3.20 | 3.16 | 3.58 | 4.00 | |
Operating CF per Share |
2.22 | 2.31 | 2.05 | 2.17 | |
Capex per Share |
(0.05) | (0.01) | (0.01) | (0.01) | |
Free Cash Flow per Share |
2.16 | 2.30 | 2.04 | 2.16 | |
Cash per Share |
0.94 | 1.24 | 1.37 | 0.82 | |
Shareholders Equity per Share |
58.92 | 58.15 | 60.72 | 62.41 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
58.92 | 58.15 | 60.72 | 62.41 | |
Free Cash Flow |
210.60 | 227.95 | 191.23 | 196.12 | |
Working Capital |
(348.63) | (364.24) | (439.59) | (531.52) | |
Capital Expenditures |
(5.26) | (1.14) | (0.82) | (0.97) | |
Net Current Asset Value |
(1,467.94) | (1,509.96) | (1,600.88) | (1,684.38) | |
EV/EBIT |
8.11 | 8.46 | 7.34 | 7.82 | |
Capex to Sales |
0.02 | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
7.16 | 7.53 | 6.42 | 6.83 | |
| Other line items | |||||
Average Receivables |
54.03 | 53.42 | 98.62 | 111.06 | |
Average Payables |
451.49 | 491.70 | 588.52 | 621.38 | |
Average Assets |
7,239.27 | 7,276.33 | 7,387.24 | 7,406.22 | |
Average Common Equity |
5,689.98 | 5,680.19 | 5,677.90 | 5,668.12 |
Columns are period end dates