Employers Holdings Inc

EIG Financial Insurance Specialty

Employers Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $858.7 million, down 2.50% from fiscal 2024. In the quarter to June 2026, revenue fell 10.6%, EPS grew 29.0% and free cash flow fell 1,111.1%, each against the same quarter a year earlier. Dividend growth for three consecutive years; insiders bought in the last twelve months.

51.21 0.76 +1.51%
Market cap
$906.1M
P/E
73.2×
Fwd P/E
18.2×
Dividend yield
2.58%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
72.11 121.00 126.97 16.72

+8 more quarters

P/S ratio
1.10 0.92 1.18 1.09
P/FCF ratio
46.58 26.82 23.75 18.49
P/Operating CF
(89.09) 362.01 1,442.25 33.59
P/B ratio
1.07 0.92 1.06 0.95
Price to Tangible BV
1.13 0.98 1.11 1.00
EV/Sales
1.13 0.91 1.03 0.98
EV/EBITDA
50.81 40.01 39.67 9.84
EV/Operating CF
42.96 24.28 19.79 15.51
EV/FCF
47.98 26.40 20.81 16.58
Quick Ratio
0.37 0.39 0.39 0.40
Current Ratio
0.37 0.39 0.39 0.40
Net Debt/EBITDA
0.30 (1.74) 4.25 24.20
Debt/Assets
3.70% 3.64% 1.02% 0.00%
Debt/Equity
0.15 0.14 0.04 0.00
Asset Turnover
0.24 0.25 0.25 0.25
Operating CF/Net income
(0.35) 0.22 (0.03) (3.54)
Capex/Depreciation
(0.23) (0.37) (2.00) (0.20)
Interest Coverage
27.69 12.64 (147.50) (49.50)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.45% 0.77% 0.65% 0.46%
Graham Net Nets
(1.84) (2.12) (1.58) (1.58)
Graham Number
27.28 18.50 17.68 50.54
Earnings Yield
1.39% 0.83% 0.79% 5.98%
Free Cash Flow Yield
2.15% 3.73% 4.21% 5.41%
Revenue per Share
12.11 10.72 7.29 10.29
Operating CF per Share
(0.57) 0.11 0.03 1.26
Capex per Share
(0.03) (0.05) (0.01) (0.03)
Free Cash Flow per Share
(0.60) 0.07 0.02 1.24
Cash per Share
6.24 7.92 6.84 7.18
Shareholders Equity per Share
47.24 44.76 40.87 44.70
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
47.24 44.76 40.87 44.70
Free Cash Flow
(10.90) 1.30 0.50 28.80
Working Capital
(1,401.90) (1,391.30) (1,410.00) (1,393.20)
Capital Expenditures
(0.60) (0.90) (0.20) (0.60)
Net Current Asset Value
(1,689.30) (1,691.60) (1,593.90) (1,557.90)
EV/EBIT
90.01 68.19 65.04 11.37
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
119.17 79.64 77.07 12.74
Other line items
Average Receivables
754.00 757.50 753.05 779.95
Average Payables
2,206.20 2,226.90 2,226.35 2,265.70
Average Assets
3,461.80 3,496.70 3,488.95 3,571.85
Average Common Equity
970.95 971.10 1,012.20 1,066.30

Fold the line items

Columns are period end dates