Employers Holdings Inc

EIG Financial Insurance Specialty

Employers Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $858.7 million, down 2.50% from fiscal 2024.

Revenue
−20.9%
EPS
+280.9%
Free cash flow
−142.4%

Quarter to September 2026, against a year earlier

47.34 0.21 +0.45%
Market cap
$826.5M
P/E
27.7×
Fwd P/E
13.0×
Dividend yield
2.79%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
12.37 13.96 9.76 8.52 7.83 9.78 24.08 8.83 10.83 126.97
Piotroski F-Score
6 6 7 8 3 7 6 8 6 5
P/S ratio
1.67 1.76 1.72 1.60 1.35 1.66 1.66 1.23 1.46 1.18
P/FCF ratio
11.07 10.52 8.12 12.15 35.01 162.58 12.20 22.20 17.95 23.75
P/Operating CF
50.54 36.64 29.30 135.46 (65.95) 58.24 36.71 37.96 97.97 1,442.25
P/B ratio
1.55 1.49 1.36 1.15 0.79 0.97 1.26 1.03 1.20 1.06
EV/Sales
1.62 1.69 1.62 1.46 1.18 1.61 1.84 1.04 1.45 1.03
EV/EBITDA
7.65 7.73 6.99 5.63 4.78 6.22 15.59 4.69 7.88 39.67
EV/FCF
10.74 10.11 7.64 11.09 30.48 156.85 13.47 18.77 17.90 20.81
Current Ratio
0.36 0.35 0.36 0.38 0.37 0.34 0.35 0.43 0.37 0.39
Net Debt/EBITDA
(0.05) (0.20) (0.34) (0.65) (0.82) (0.34) 1.23 (1.20) (0.42) (5.61)
Debt/Equity
0.07 0.04 0.04 0.01 0.01 0.01 0.20 0.00 0.00 0.04
ROE
13.33% 11.32% 14.38% 14.39% 10.07% 9.84% 4.49% 12.06% 11.39% 1.07%
ROA
2.83% 2.66% 3.64% 3.97% 3.02% 3.10% 1.29% 3.25% 3.34% 0.31%
ROIC
10.57% 10.38% 11.09% 11.83% 8.69% 8.20% 3.33% 12.65% 9.17% 0.99%
Return on Tangible Assets
(6.17%) (5.87%) (8.34%) (9.78%) (7.89%) (7.78%) (3.17%) (8.88%) (8.22%) (0.77%)
Average Days of Receivables
418.17 396.65 384.97 360.42 377.78 378.19 387.36 340.25 322.89 309.02
Earnings Yield
8.08% 7.17% 10.25% 11.74% 12.77% 10.22% 4.15% 11.33% 9.23% 0.79%
Free Cash Flow Yield
9.03% 9.51% 12.32% 8.23% 2.86% 0.62% 8.20% 4.51% 5.57% 4.21%
Free Cash Flow per Share
3.63 4.13 5.17 3.44 0.92 0.25 3.53 1.79 2.85 1.82
Book value per Share
25.92 29.16 30.96 36.29 40.55 42.88 34.33 38.45 42.66 40.87
Free Cash Flow
117.80 134.10 170.00 110.40 27.50 7.20 97.20 47.20 71.50 42.50
EV/EBIT
8.89 8.87 7.59 6.30 5.63 7.45 22.08 5.36 8.72 65.04
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Columns are period end dates · fundamentals updated 6 Nov 2026