Employers Holdings Inc

EIG Financial Insurance Specialty

Employers Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $858.7 million, down 2.50% from fiscal 2024. In the quarter to June 2026, revenue fell 10.6%, EPS grew 29.0% and free cash flow fell 1,111.1%, each against the same quarter a year earlier. Dividend growth for three consecutive years; insiders bought in the last twelve months.

51.21 0.76 +1.51%
Market cap
$906.1M
P/E
73.2×
Fwd P/E
18.2×
Dividend yield
2.58%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

16.72 126.97 121.00 72.11
P/S ratio
1.09 1.18 0.92 1.10
P/FCF ratio
18.49 23.75 26.82 46.58
P/Operating CF
33.59 1,442.25 362.01 (89.09)
P/B ratio
0.95 1.06 0.92 1.07
Price to Tangible BV
1.00 1.11 0.98 1.13
EV/Sales
0.98 1.03 0.91 1.13
EV/EBITDA
9.84 39.67 40.01 50.81
EV/Operating CF
15.51 19.79 24.28 42.96
EV/FCF
16.58 20.81 26.40 47.98
Quick Ratio
0.40 0.39 0.39 0.37
Current Ratio
0.40 0.39 0.39 0.37
Net Debt/EBITDA
24.20 4.25 (1.74) 0.30
Debt/Assets
0.00% 1.02% 3.64% 3.70%
Debt/Equity
0.00 0.04 0.14 0.15
Asset Turnover
0.25 0.25 0.25 0.24
Operating CF/Net income
(3.54) (0.03) 0.22 (0.35)
Capex/Depreciation
(0.20) (2.00) (0.37) (0.23)
Interest Coverage
(49.50) (147.50) 12.64 27.69
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.46% 0.65% 0.77% 0.45%
Graham Net Nets
(1.58) (1.58) (2.12) (1.84)
Graham Number
50.54 17.68 18.50 27.28
Earnings Yield
5.98% 0.79% 0.83% 1.39%
Free Cash Flow Yield
5.41% 4.21% 3.73% 2.15%
Revenue per Share
10.29 7.29 10.72 12.11
Operating CF per Share
1.26 0.03 0.11 (0.57)
Capex per Share
(0.03) (0.01) (0.05) (0.03)
Free Cash Flow per Share
1.24 0.02 0.07 (0.60)
Cash per Share
7.18 6.84 7.92 6.24
Shareholders Equity per Share
44.70 40.87 44.76 47.24
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
44.70 40.87 44.76 47.24
Free Cash Flow
28.80 0.50 1.30 (10.90)
Working Capital
(1,393.20) (1,410.00) (1,391.30) (1,401.90)
Capital Expenditures
(0.60) (0.20) (0.90) (0.60)
Net Current Asset Value
(1,557.90) (1,593.90) (1,691.60) (1,689.30)
EV/EBIT
11.37 65.04 68.19 90.01
Capex to Sales
0.00 0.00 0.00 0.00
Price to Operating Income
12.74 77.07 79.64 119.17
Other line items
Average Receivables
779.95 753.05 757.50 754.00
Average Payables
2,265.70 2,226.35 2,226.90 2,206.20
Average Assets
3,571.85 3,488.95 3,496.70 3,461.80
Average Common Equity
1,066.30 1,012.20 971.10 970.95

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Columns are period end dates