Carvana Co. 10-Q filed Oct 28, 2026

Modified · Revenue and Gross Profit

Other sales and revenues, which primarily includes gains on the sales of finance receivables we originate and sales commissions on complementary products such as VSCs, GAP waiver coverage, and auto insurance totaled $526594 million and $411474 million during the three months ended JuneSeptember 30, 2026 and 2025, respectively, and $1.11.6 billion and $800 million1.3 billion during the sixnine months ended JuneSeptember 30, 2026 and 2025, respectively. We generally expect other sales and revenues to trend proportionately with retail units sold. We also expect other sales and revenues to increase as we improve our ability to monetize loans we originate, including through securitization transactions, and sell and offer attractive financing solutions and complementary products to our customers, including products customarily sold by automotive retailers or insurance products customarily sold by traditional insurance companies, absent any material changes in macroeconomic conditions. Other sales and revenues are 100% gross margin products for which gross profit equals revenue.