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Friday 6 November 2026
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ConnectOne Bancorp, Inc.
CNOB Financial Banks Regional
ConnectOne Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $679.9 million, up 27.2% from fiscal 2024.
- Revenue
- −10.4%
- EPS
- −24.4%
- Free cash flow
- +163.0%
- Total debt
- +23.2%
Quarter to September 2026, against a year earlier
32.53
0.07
+0.22%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
25.10 | 19.48 | 9.93 | 12.43 | 11.12 | 10.10 | 7.94 | 11.06 | 12.94 | 17.36 |
Piotroski F-Score |
4 | 5 | 6 | 5 | 5 | 7 | 6 | 6 | 5 | 5 |
P/S ratio |
4.59 | 4.43 | 2.68 | 3.24 | 2.42 | 4.08 | 2.44 | 1.77 | 1.64 | 1.74 |
P/FCF ratio |
16.56 | 6.53 | 6.69 | 15.30 | 9.78 | 6.49 | 5.43 | 10.45 | 15.07 | 11.73 |
P/Operating CF |
60.02 | 13.36 | 27.31 | (339.64) | (41.97) | 27.21 | 11.55 | 31.52 | 27.20 | 24.84 |
P/B ratio |
1.48 | 1.48 | 0.97 | 1.24 | 0.85 | 1.28 | 0.89 | 0.81 | 0.78 | 0.81 |
Price to Tangible BV |
2.06 | 2.01 | 1.27 | 1.61 | 1.12 | 1.63 | 1.11 | 1.00 | 0.96 | 1.00 |
EV/Sales |
6.52 | 3.93 | 2.48 | 4.77 | 3.43 | 5.20 | 4.36 | 1.45 | 2.41 | 2.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
22.45 | 5.67 | 6.17 | 21.97 | 13.64 | 8.17 | 9.55 | 7.86 | 21.22 | 17.95 |
EV/FCF |
23.52 | 5.79 | 6.20 | 22.53 | 13.85 | 8.28 | 9.69 | 8.54 | 22.14 | 18.90 |
Quick Ratio |
0.06 | 0.03 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.03 | 0.05 | 0.03 |
Current Ratio |
1.11 | 0.96 | 1.00 | 1.12 | 1.09 | 1.11 | 1.13 | 1.01 | 1.10 | 1.04 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
11.99% | 1.07% | 2.35% | 10.19% | 8.33% | 7.64% | 10.48% | 0.81% | 7.77% | 7.89% |
Debt/Equity |
1.00 | 0.10 | 0.21 | 0.86 | 0.69 | 0.55 | 0.86 | 0.07 | 0.62 | 0.70 |
Asset Turnover |
0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.06 |
Operating CF/Net income |
1.60 | 3.04 | 1.48 | 0.83 | 1.14 | 1.58 | 1.49 | 1.15 | 0.90 | 1.43 |
Capex/Depreciation |
(4.37) | (0.62) | (0.07) | (0.50) | (0.88) | (0.62) | (0.64) | (1.25) | (0.42) | 0.62 |
| 6.23% | 7.86% | 10.21% | 10.87% | 8.62% | 13.31% | 11.43% | 7.43% | 6.04% | 5.73% | |
| 0.74% | 0.90% | 1.14% | 1.26% | 1.03% | 1.64% | 1.34% | 0.83% | 0.68% | 0.62% | |
ROIC |
3.11% | 9.10% | 7.80% | 5.07% | 4.56% | 7.39% | 5.57% | 6.94% | 3.72% | 3.07% |
Return on Tangible Assets |
7.78% | (31.43%) | 254.20% | 12.55% | 12.41% | 17.20% | 11.79% | 69.62% | 8.41% | 13.36% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
56.31% | 44.34% | 41.03% | 35.39% | 49.42% | 31.99% | 36.81% | 29.90% | 30.74% | 39.36% |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
1.23% | 0.94% | 0.85% | 1.05% | 0.91% | 1.43% | 1.26% | 0.96% | 0.85% | 0.68% |
Graham Net Nets |
(0.20) | (0.25) | (0.26) | (0.12) | (0.17) | 0.03 | (0.14) | (0.09) | (0.05) | (0.58) |
Graham Number |
20.12 | 23.20 | 28.28 | 31.10 | 30.46 | 43.18 | 43.06 | 36.52 | 34.30 | 33.16 |
Earnings Yield |
3.98% | 5.13% | 10.07% | 8.05% | 8.99% | 9.91% | 12.59% | 9.04% | 7.73% | 5.76% |
Free Cash Flow Yield |
6.04% | 15.31% | 14.94% | 6.54% | 10.22% | 15.40% | 18.43% | 9.57% | 6.64% | 8.52% |
Revenue per Share |
5.63 | 5.94 | 6.90 | 7.94 | 8.16 | 8.01 | 9.86 | 12.99 | 13.97 | 15.04 |
Operating CF per Share |
1.64 | 4.11 | 2.77 | 1.72 | 2.05 | 5.10 | 4.50 | 2.39 | 1.59 | 2.35 |
Capex per Share |
(0.07) | (0.08) | (0.01) | (0.04) | (0.03) | (0.07) | (0.07) | (0.19) | (0.07) | (0.12) |
Free Cash Flow per Share |
1.56 | 4.03 | 2.76 | 1.68 | 2.02 | 5.04 | 4.44 | 2.20 | 1.52 | 2.23 |
Cash per Share |
6.59 | 4.69 | 5.37 | 5.72 | 7.69 | 6.70 | 6.83 | 6.25 | 9.32 | 8.43 |
Shareholders Equity per Share |
17.47 | 17.72 | 19.11 | 20.77 | 23.17 | 28.37 | 30.02 | 31.35 | 32.45 | 34.81 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
17.47 | 17.72 | 19.11 | 20.77 | 23.17 | 28.37 | 30.02 | 31.35 | 32.45 | 34.81 |
Free Cash Flow |
47.46 | 128.48 | 88.64 | 59.18 | 79.92 | 199.60 | 174.17 | 85.46 | 58.18 | 101.01 |
Working Capital |
376.96 | (158.70) | 4.63 | 563.37 | 541.64 | 716.83 | 980.70 | 85.21 | 774.74 | 500.40 |
Capital Expenditures |
(2.26) | (2.65) | (0.42) | (1.51) | (1.21) | (2.67) | (2.60) | (7.43) | (2.52) | (5.39) |
Net Current Asset Value |
(153.86) | (213.40) | (151.45) | (111.93) | (131.16) | 44.52 | (128.87) | (83.99) | (43.04) | (688.34) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
Price to Operating Income |
18.21 | 12.25 | 8.63 | 10.09 | 8.65 | 7.40 | 5.52 | 7.64 | 8.90 | 10.51 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.02 | 0.20 | 0.31 | 0.16 | 0.05 | 0.15 | 0.15 | 0.19 | 0.21 | (0.16) |
Cash ROIC |
3.76% | 16.69% | 9.69% | 3.79% | 4.33% | 9.93% | 7.09% | 5.55% | 2.46% | 3.30% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.03 | 0.04 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
39,492.00 | 38,440.31 | 25,350.72 | 20,432.72 | 30,980.60 | 59,483.48 | 37,488.20 | 11,707.21 | 10,550.07 | 14,069.23 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
3,088.57 | 3,591.37 | 3,955.16 | 4,429.82 | 5,363.38 | 6,146.09 | 6,844.79 | 7,446.41 | 7,678.16 | 9,530.37 |
Average Assets |
4,221.13 | 4,767.40 | 5,285.27 | 5,818.06 | 6,860.69 | 7,838.41 | 8,887.21 | 9,750.28 | 9,867.60 | 11,941.15 |
Average Common Equity |
498.56 | 548.23 | 589.68 | 672.56 | 823.25 | 964.30 | 1,040.55 | 1,086.76 | 1,118.24 | 1,296.60 |
Columns are period end dates · fundamentals updated 5 Nov 2026