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Sunday 1 November 2026
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CNO Financial Group, Inc.
CNO Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.5 billion, up 0.85% from fiscal 2024.
- Revenue
- +11.6%
- EPS
- +45.2%
- Free cash flow
- +7.63%
- Total debt
- +13.3%
Quarter to June 2026, against a year earlier
57.67
2.50
+4.53%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
7 | 6 | 5 | 6 | 6 | 8 | 5 | 5 | 8 | 5 |
P/E ratio |
9.39 | 23.77 | 0.00 | 6.76 | 10.34 | 5.37 | 4.22 | 11.47 | 9.74 | 17.97 |
P/S ratio |
0.85 | 0.97 | 0.57 | 0.70 | 0.83 | 0.74 | 0.75 | 0.77 | 0.89 | 0.93 |
P/FCF ratio |
4.38 | 6.57 | 7.75 | 4.06 | 4.29 | 5.12 | 5.40 | 5.45 | 6.29 | 6.14 |
P/Operating CF |
17.81 | 22.65 | 12.14 | 15.23 | 16.31 | 25.66 | 16.64 | 17.97 | 20.68 | 21.22 |
P/B ratio |
0.76 | 0.86 | 0.73 | 0.60 | 0.58 | 0.58 | 1.51 | 1.43 | 1.57 | 1.57 |
Price to Tangible BV |
0.76 | 0.86 | 0.73 | 0.60 | 0.58 | 0.58 | 1.51 | 1.43 | 1.57 | 1.57 |
EV/Sales |
1.33 | 1.39 | 1.01 | 1.20 | 1.29 | 1.26 | 1.34 | 1.35 | 1.34 | 1.55 |
EV/EBITDA |
6.45 | 6.79 | 24.13 | 6.85 | 6.53 | 4.87 | 4.00 | 6.51 | 5.50 | 7.36 |
EV/Operating CF |
6.82 | 9.42 | 13.74 | 6.90 | 6.72 | 8.66 | 9.71 | 9.63 | 9.52 | 10.28 |
EV/FCF |
6.82 | 9.42 | 13.74 | 6.90 | 6.72 | 8.66 | 9.71 | 9.63 | 9.52 | 10.28 |
Quick Ratio |
0.13 | 0.12 | 0.24 | 0.22 | 0.22 | 0.19 | 0.18 | 0.18 | 0.20 | 0.15 |
Current Ratio |
0.13 | 0.12 | 0.24 | 0.22 | 0.22 | 0.19 | 0.18 | 0.18 | 0.20 | 0.15 |
Net Debt/EBITDA |
2.31 | 2.05 | 10.53 | 2.82 | 2.36 | 1.99 | 1.77 | 2.83 | 1.86 | 2.96 |
Debt/Assets |
8.01% | 7.74% | 8.15% | 7.83% | 7.86% | 7.88% | 8.39% | 9.51% | 10.63% | 9.74% |
Debt/Equity |
0.57 | 0.53 | 0.76 | 0.56 | 0.51 | 0.54 | 1.57 | 1.50 | 1.60 | 1.43 |
Asset Turnover |
0.13 | 0.13 | 0.13 | 0.12 | 0.11 | 0.12 | 0.10 | 0.12 | 0.12 | 0.12 |
Operating CF/Net income |
2.17 | 3.61 | (1.01) | 1.70 | 2.44 | 1.05 | 0.79 | 2.11 | 1.49 | 2.95 |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Coverage |
4.68 | 4.96 | (0.74) | 2.85 | 4.16 | 8.68 | 6.96 | 2.50 | 3.12 | 2.26 |
| 8.31% | 3.76% | (7.67%) | 10.17% | 5.94% | 10.62% | 17.94% | 13.88% | 17.79% | 8.90% | |
| 1.14% | 0.54% | (0.98%) | 1.26% | 0.88% | 1.59% | 1.82% | 0.81% | 1.15% | 0.60% | |
ROIC |
5.34% | 5.77% | (1.32%) | 4.07% | 3.89% | 7.02% | 15.27% | 7.99% | 10.94% | 6.02% |
Return on Tangible Assets |
(1.82%) | (0.85%) | 1.76% | (2.16%) | (1.55%) | (2.71%) | (2.88%) | (1.21%) | (1.77%) | (0.87%) |
Average Days of Receivables |
207.03 | 184.76 | 416.78 | 434.98 | 437.90 | 385.55 | 430.98 | 355.66 | 316.21 | 299.12 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(7.22) | (6.09) | (9.13) | (8.31) | (7.69) | (8.45) | (9.90) | (8.78) | (7.46) | (7.58) |
Graham Number |
34.23 | 25.70 | 0.00 | 42.51 | 43.21 | 63.96 | 43.42 | 32.79 | 45.13 | 37.88 |
Earnings Yield |
10.65% | 4.21% | (12.97%) | 14.78% | 9.67% | 18.62% | 23.71% | 8.72% | 10.27% | 5.56% |
Free Cash Flow Yield |
22.81% | 15.22% | 12.91% | 24.63% | 23.28% | 19.55% | 18.51% | 18.36% | 15.89% | 16.27% |
Revenue per Share |
22.56 | 25.27 | 26.07 | 25.74 | 26.89 | 32.10 | 30.91 | 36.61 | 41.92 | 45.90 |
Operating CF per Share |
4.39 | 3.72 | 1.92 | 4.46 | 5.18 | 4.66 | 4.28 | 5.15 | 5.91 | 6.91 |
Capex per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
4.39 | 3.72 | 1.92 | 4.46 | 5.18 | 4.66 | 4.28 | 5.15 | 5.91 | 6.91 |
Cash per Share |
3.78 | 4.45 | 3.97 | 4.20 | 6.98 | 5.70 | 5.57 | 7.85 | 18.82 | 10.06 |
Shareholders Equity per Share |
25.40 | 28.51 | 20.37 | 29.97 | 38.60 | 40.96 | 15.28 | 19.56 | 23.70 | 26.99 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
25.40 | 28.51 | 20.37 | 29.97 | 38.60 | 40.96 | 15.28 | 19.56 | 23.70 | 26.99 |
Free Cash Flow |
775.70 | 633.30 | 317.80 | 696.70 | 735.50 | 598.30 | 495.40 | 582.90 | 627.70 | 675.70 |
Working Capital |
(19,720.50) | (20,601.50) | (17,870.30) | (18,973.20) | (19,523.00) | (21,022.90) | (21,905.20) | (22,762.20) | (23,735.20) | (26,436.00) |
Net Current Asset Value |
(24,559.70) | (25,330.30) | (22,486.90) | (23,513.50) | (24,279.50) | (25,858.70) | (26,496.00) | (27,881.80) | (29,481.70) | (31,491.40) |
EV/EBIT |
9.71 | 9.72 | 0.00 | 11.08 | 10.92 | 6.26 | 5.04 | 9.43 | 7.52 | 13.29 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
6.24 | 6.78 | 0.00 | 6.52 | 6.97 | 3.69 | 2.81 | 5.33 | 4.97 | 7.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
10.05% | 7.76% | 4.82% | 8.75% | 7.95% | 6.76% | 9.54% | 9.06% | 7.35% | 9.13% |
Accounts Receivable Turnover |
1.56 | 1.94 | 1.22 | 0.83 | 0.82 | 0.92 | 0.83 | 1.00 | 1.13 | 1.19 |
Accounts Payable Turnover |
0.11 | 0.11 | 0.14 | 0.10 | 0.09 | 0.08 | 0.06 | 0.08 | 0.08 | 0.08 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
3,458.24 | 3,300.38 | 2,558.15 | 3,686.79 | 4,245.43 | 4,508.56 | 6,695.21 | 4,441.51 | 4,598.06 | 4,604.44 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
2,559.85 | 2,217.80 | 3,550.30 | 4,855.55 | 4,685.00 | 4,469.30 | 4,288.85 | 4,132.05 | 3,947.70 | 3,766.10 |
Average Payables |
22,393.80 | 23,091.55 | 23,493.15 | 23,932.95 | 24,756.40 | 25,604.05 | 26,441.20 | 27,232.70 | 28,639.75 | 30,342.30 |
Average Assets |
31,550.15 | 32,542.75 | 32,275.05 | 32,535.35 | 34,485.40 | 35,772.15 | 34,668.75 | 34,080.10 | 36,438.20 | 38,319.95 |
Average Common Equity |
4,312.70 | 4,667.20 | 4,109.20 | 4,023.95 | 5,080.60 | 5,371.95 | 3,514.25 | 1,992.20 | 2,365.40 | 2,576.70 |
Columns are period end dates · fundamentals updated 25 Oct 2026