Saturday 7 November 2026 Export CMTV’s income statement to Excel — free account

Community Bancorp.

CMTV Financial Banks Regional

Community Bancorp.’s revenue for fiscal 2025 (year ended December 2025) was $68.8 million, up 10.6% from fiscal 2024.

Revenue: +8.55%
EPS: +16.7%
Free cash flow: +17.5%
Total debt: 0.00%

Quarter to June 2026, against a year earlier

47.00 0.24 +0.51%

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Market cap: $248.3M
P/E: 14.3×
Fwd P/E: —
Dividend yield: 2.69%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
Piotroski F-Score Full definition →	—	7	7	6	6	6	4	6	6	7
P/E ratio Full definition →	14.20	15.30	10.15	9.52	7.32	8.38	7.71	7.41	7.32	8.27
P/S ratio Full definition →	2.62	2.94	2.40	2.21	1.97	2.65	2.41	1.82	1.49	2.03
P/FCF ratio Full definition →	8.58	11.83	8.15	8.01	5.53	8.38	6.97	6.89	6.07	9.13
P/Operating CF Full definition →	26.65	63.07	28.61	19.72	16.88	31.25	21.72	22.90	18.95	24.50
P/B ratio Full definition →	1.50	1.70	1.40	1.24	1.03	1.32	1.43	1.13	0.96	1.23
Price to Tangible BV Full definition →	1.94	2.14	1.73	1.49	1.22	1.54	1.70	1.30	1.09	1.37
EV/Sales Full definition →	2.07	2.02	0.84	1.26	(0.60)	0.30	1.08	1.68	(0.09)	0.35
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	6.62	8.02	2.93	4.23	(1.75)	0.90	2.99	6.09	(0.34)	1.51
EV/FCF Full definition →	6.79	8.13	2.86	4.58	(1.68)	0.96	3.12	6.36	(0.35)	1.59
Quick Ratio Full definition →	0.05	0.07	0.11	0.07	0.14	0.12	0.07	0.02	0.10	0.11
Current Ratio Full definition →	0.90	0.91	1.00	0.99	0.99	0.86	0.84	0.86	0.91	0.94
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	2.10%	1.99%	1.79%	1.75%	1.40%	1.26%	1.22%	1.17%	1.03%	1.00%
Debt/Equity Full definition →	0.25	0.23	0.21	0.19	0.17	0.15	0.17	0.14	0.13	0.11
Asset Turnover Full definition →	0.05	0.05	0.05	0.05	0.05	0.04	0.04	0.05	0.05	0.05
Operating CF/Net income Full definition →	1.72	1.32	1.23	1.27	1.26	1.07	1.15	1.11	1.24	0.95
Capex/Depreciation Full definition →	(0.10)	(0.06)	0.16	(0.62)	0.43	(0.45)	(0.30)	(0.33)	(0.24)	(0.41)
ROE Full definition →	10.70%	11.42%	14.30%	13.79%	15.03%	16.52%	17.51%	16.66%	13.87%	16.14%
ROA Full definition →	0.87%	0.94%	1.20%	1.21%	1.30%	1.36%	1.32%	1.25%	1.09%	1.34%
ROIC Full definition →	12.12%	20.01%	83.84%	19.97%	0.00%	0.00%	62.32%	12.52%	0.00%	0.00%
Return on Tangible Assets Full definition →	(11.92%)	(14.59%)	99.88%	124.12%	845.99%	(11.69%)	(9.80%)	(10.81%)	(13.92%)	(27.87%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	66.03%	61.88%	58.58%	55.56%	55.18%	53.66%	52.22%	46.34%	42.79%	41.25%
Intangible Assets out of Total Assets Full definition →	0.02	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(0.89)	(0.70)	(0.17)	(0.20)	(0.28)	(1.26)	(1.58)	(1.52)	(1.26)	(0.62)
Graham Number Full definition →	15.94	17.22	20.77	22.12	25.62	29.35	27.85	29.57	29.87	37.07
Earnings Yield Full definition →	7.04%	6.53%	9.85%	10.50%	13.67%	11.93%	12.97%	13.50%	13.65%	12.09%
Free Cash Flow Yield Full definition →	11.65%	8.46%	12.28%	12.49%	18.07%	11.94%	14.35%	14.52%	16.48%	10.95%
Revenue per Share Full definition →	5.92	6.30	6.87	7.24	7.55	7.77	8.10	9.88	11.20	12.28
Operating CF per Share Full definition →	1.85	1.59	1.98	2.16	2.58	2.63	2.91	2.73	2.84	2.86
Capex per Share Full definition →	(0.05)	(0.02)	0.05	(0.16)	0.11	(0.17)	(0.11)	(0.12)	(0.09)	(0.14)
Free Cash Flow per Share Full definition →	1.81	1.56	2.03	2.00	2.68	2.46	2.80	2.61	2.75	2.73
Cash per Share Full definition →	5.89	8.39	13.22	9.33	21.81	20.64	13.16	3.73	19.98	22.86
Shareholders Equity per Share Full definition →	10.84	11.40	12.18	13.24	14.65	15.85	13.91	16.27	17.66	20.29
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	10.84	11.40	12.18	13.24	14.65	15.85	13.91	16.27	17.66	20.29
Free Cash Flow Full definition →	9.07	7.95	10.41	10.40	14.15	13.15	15.12	14.30	15.28	15.27
Working Capital Full definition →	(56.12)	(52.35)	(1.41)	(3.85)	(8.94)	(126.12)	(153.28)	(136.59)	(103.80)	(72.97)
Capital Expenditures Full definition →	(0.23)	(0.11)	0.24	(0.85)	0.57	(0.90)	(0.62)	(0.63)	(0.49)	(0.78)
Net Current Asset Value Full definition →	(69.49)	(65.62)	(14.30)	(16.74)	(21.83)	(139.01)	(166.17)	(149.47)	(116.69)	(85.86)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.01	0.00	(0.01)	0.02	(0.01)	0.02	0.01	0.01	0.01	0.01
Price to Operating Income Full definition →	10.51	10.29	8.37	7.85	6.02	6.83	6.24	6.03	6.10	6.83
Other line items
Depreciation/Fixed assets Full definition →	0.22	0.20	0.16	0.12	0.13	0.15	0.15	0.16	0.16	0.16
Cash ROIC Full definition →	9.31%	6.98%	7.26%	7.98%	6.90%	6.32%	9.50%	11.69%	6.89%	6.00%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.01	0.02	0.02
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	68,250.39	66,690.06	49,545.84	36,542.27	58,913.52	102,829.09	83,592.19	25,793.42	17,948.34	19,533.83
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	500.11	532.69	584.73	611.92	698.66	830.85	901.19	909.97	949.31	1,036.16
Average Assets Full definition →	616.89	652.35	693.70	729.15	828.09	968.67	1,037.57	1,077.69	1,174.14	1,268.24
Average Common Equity Full definition →	50.43	53.69	58.02	64.00	71.59	79.52	78.47	80.60	92.04	105.12

Show all line items

Columns are period end dates

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