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Citizens, Inc.

CIA Financial Insurance Life

Citizens, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.6 million, up 4.33% from fiscal 2024. In the quarter to June 2026, revenue fell 7.19%, EPS fell 107.7% and free cash flow fell 38.9%, each against the same quarter a year earlier. Revenue growth for three consecutive years; insiders bought in the last twelve months.

3.47 0.06 −1.70%
Market cap
$178.8M
P/E
15.8×
Fwd P/E
17.3×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more TTM periods

247.02 255.62 259.68 255.01
Cost of Revenue
203.49 205.56 204.46 206.12
Gross Profit
43.53 50.06 55.23 48.89
SG&A Expenses
29.78 32.14 33.06 34.10
Operating Income
13.32 17.47 21.63 14.19
EBT
13.32 17.47 21.63 14.19
Income Tax Provision
2.45 2.88 3.15 2.59
Income after Tax
10.87 14.59 18.48 11.60
Net Income Common
10.87 14.59 18.48 11.60
EPS (Basic)
0.21 0.28 0.36 0.22
EPS (Diluted)
0.21 0.28 0.35 0.21
Shares (Basic, Weighted)
50.01 50.11 50.21 50.31
Shares (Diluted, Weighted)
51.05 51.23 51.40 51.61
Gross Margin
17.62% 19.58% 21.27% 19.17%
EBIT Margin
5.39% 6.83% 8.33% 5.56%
EBT margin
5.39% 6.83% 8.33% 5.56%
Net Profit Margin
4.40% 5.71% 7.12% 4.55%
Free Cash Flow Margin
7.80% 6.86% 6.26% 5.87%
EBITDA
19.30 23.10 27.16 19.53
EBIT
13.32 17.47 21.63 14.19
EPS (Diluted, from Cont. Ops)
0.21 0.28 0.36 0.22
EPS (Diluted, Consolidated)
0.21 0.28 0.36 0.22
EPS (Basic, Consolidated)
0.22 0.29 0.37 0.23
Shares (Diluted, Average)
53.98 53.95 54.60 52.81
EPS (Basic, from Continuous Ops)
0.22 0.29 0.37 0.23
Income from Continuous Operations
10.87 14.59 18.48 11.60
Consolidated Net Income/Loss
10.87 14.59 18.48 11.60
EBITDA Margin
7.81% 9.04% 10.46% 7.66%
Operating Cash Flow Margin
7.98% 7.04% 6.51% 6.08%

Fold the line items

In millions of $ except per-share values · columns are period end dates