Chime Financial, Inc.

CHYM Technology Software Application

Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.

Revenue
+32.1%
EPS
+173.3%
Free cash flow
+815.5%

Quarter to September 2026, against a year earlier

31.55 1.37 +4.54%
Market cap
$11.4B
P/E
150×
Fwd P/E
59.6×
Dividend yield
—
F-score
n/a
Altman Z
4.14
Beneish M
−4.82
Dividend safety
n/a

Chime Financial, Inc. 10-Q filed Nov 5, 2026

Fiscal Q3 2026 · Period ended Sep 30, 2026 · Filed · accepted 4:22 PM ET · Document on sec.gov · Filing index

What changed

Part I, Item 2, Management’s Discussion and Analysis, against the 10-Q filed Aug 6, 2026: 14 added · 4 removed · 21 modified; 16 with only figures updated

  1. Modified · Overview

    We created Chime to help everyday people Americans make progress in their financial lives. For too long, millions of Americans, including the nearly 75% of the adult population that earn up to $100,000 annually, people in our country have struggled with bank relationships that are not always aligned with their best interests. So we set out to create a new approach. We are an asset-light technology company that has pioneered a business model that succeeds when we earn and maintain our members’ trust. Through our direct relationships with FDIC-insured bank partners, we deliver products that address theAmericans’ most critical financial needs of everyday people across spending, saving, accessing liquidity, and building credit, and investing, all while avoiding punitive fees.

38 more changes in this Item, word by word, in Powerpack.