Chime Financial, Inc.
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Chime Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.2 billion, up 30.7% from fiscal 2024.
- Revenue
- +32.1%
- EPS
- +173.3%
- Free cash flow
- +815.5%
Quarter to September 2026, against a year earlier
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Chime Financial, Inc. 10-Q filed Nov 5, 2026
What changed
Part I, Item 2, Management’s Discussion and Analysis, against the 10-Q filed Aug 6, 2026: 14 added · 4 removed · 21 modified; 16 with only figures updated
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Modified · Overview
We created Chime to help
everyday peopleAmericans make progress in their financial lives. For too long, millions ofAmericans, including the nearly 75% of the adult population that earn up to $100,000 annually,people in our country have struggled with bank relationships that are not always aligned with their best interests. So we set out to create a new approach. We are an asset-light technology company that has pioneered a business model that succeeds when we earn and maintain our members’ trust. Through our direct relationships with FDIC-insured bank partners, we deliver products that addresstheAmericans’ most critical financial needsof everyday peopleacross spending, saving, accessing liquidity,andbuilding credit, and investing, all while avoiding punitive fees.