Saturday 17 October 2026
Export CCNE’s income statement to Excel — free account
CNB Financial Corporation
CCNE Financial Banks Regional
CNB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $432.5 million, up 18.6% from fiscal 2024. In the quarter to June 2026, revenue grew 34.0%, EPS grew 49.2%, free cash flow grew 101.9% and total debt fell 47.2%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for ten; insiders bought in the last twelve months.
34.12
0.24
+0.71%
Follow CCNE
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
10.77 | 10.40 | 8.81 | 7.19 | 8.39 | 10.75 | 12.43 | 10.43 | 17.04 | 18.83 |
Piotroski F-Score |
7 | 6 | 5 | 6 | 5 | 4 | 8 | 6 | 6 | 5 |
P/S ratio |
1.49 | 1.42 | 1.44 | 1.71 | 2.09 | 1.74 | 2.73 | 2.29 | 3.11 | 3.43 |
P/FCF ratio |
10.01 | 8.10 | 13.06 | 8.14 | 8.38 | 14.32 | 11.21 | 8.15 | 15.29 | 22.35 |
P/Operating CF |
24.65 | 23.29 | 26.62 | 16.50 | 21.99 | 36.44 | 23.70 | 20.10 | 37.37 | 8.03 |
P/B ratio |
0.79 | 0.94 | 0.92 | 0.90 | 1.16 | 0.95 | 1.63 | 1.33 | 1.66 | 1.82 |
Price to Tangible BV |
0.93 | 1.02 | 1.01 | 1.00 | 1.31 | 1.09 | 1.87 | 1.57 | 2.00 | 2.28 |
EV/Sales |
0.51 | 0.49 | 1.08 | 1.70 | (0.86) | (0.62) | 3.31 | 4.06 | 5.09 | 4.99 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
3.40 | 2.52 | 7.54 | 6.61 | (3.09) | (4.22) | 11.55 | 13.81 | 21.56 | 20.88 |
EV/FCF |
3.44 | 2.82 | 9.82 | 8.10 | (3.43) | (5.11) | 13.59 | 14.46 | 25.04 | 32.50 |
Quick Ratio |
0.07 | 0.08 | 0.04 | 0.02 | 0.15 | 0.13 | 0.06 | 0.02 | 0.02 | 0.01 |
Current Ratio |
0.97 | 0.93 | 0.94 | 0.92 | 0.92 | 0.93 | 0.96 | 0.96 | 0.98 | 0.89 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
1.26% | 1.70% | 1.82% | 1.91% | 1.96% | 1.49% | 7.93% | 9.80% | 10.60% | 7.91% |
Debt/Equity |
0.12 | 0.17 | 0.18 | 0.20 | 0.24 | 0.17 | 0.98 | 1.20 | 1.20 | 0.96 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.06 | 1.43 | 0.88 | 1.09 | 1.11 | 0.91 | 1.30 | 1.34 | 1.30 | 1.30 |
Capex/Depreciation |
0.42 | (1.89) | (2.24) | (7.06) | 1.29 | 4.91 | (1.53) | (0.47) | (1.06) | (3.03) |
| 8.97% | 9.36% | 10.83% | 13.67% | 14.32% | 9.50% | 14.07% | 13.25% | 10.41% | 9.93% | |
| 0.84% | 0.84% | 0.95% | 1.09% | 1.06% | 0.74% | 1.14% | 1.12% | 0.89% | 0.85% | |
ROIC |
13.38% | 15.43% | 9.89% | 9.24% | 0.00% | 0.00% | 7.43% | 4.72% | 4.51% | 4.56% |
Return on Tangible Assets |
(47.56%) | (17.49%) | (21.18%) | (17.40%) | (16.22%) | (12.75%) | (48.37%) | (49.38%) | 1,022.63% | (11.09%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
42.56% | 43.65% | 46.25% | 58.84% | 57.47% | 56.36% | 51.07% | 55.39% | 57.91% | 62.19% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.62% | 0.61% | 0.53% | 0.54% | 0.70% | 0.72% | 0.74% | 1.01% | 0.71% | 0.73% |
Graham Net Nets |
(0.71) | (0.98) | (0.99) | (1.28) | (1.16) | (1.17) | (0.92) | (1.24) | (0.84) | (1.16) |
Graham Number |
42.56 | 37.77 | 37.61 | 44.12 | 40.34 | 31.59 | 34.50 | 29.25 | 23.86 | 21.70 |
Earnings Yield |
9.29% | 9.61% | 11.35% | 13.92% | 11.92% | 9.30% | 8.05% | 9.59% | 5.87% | 5.31% |
Free Cash Flow Yield |
9.99% | 12.35% | 7.66% | 12.29% | 11.93% | 6.98% | 8.92% | 12.27% | 6.54% | 4.47% |
Revenue per Share |
17.59 | 17.50 | 15.64 | 13.82 | 12.67 | 12.20 | 11.98 | 10.03 | 8.61 | 7.79 |
Operating CF per Share |
2.64 | 3.43 | 2.25 | 3.56 | 3.50 | 1.80 | 3.43 | 2.95 | 2.03 | 1.86 |
Capex per Share |
(0.03) | (0.36) | (0.52) | (0.66) | (0.34) | (0.31) | (0.52) | (0.13) | (0.28) | (0.67) |
Free Cash Flow per Share |
2.61 | 3.07 | 1.73 | 2.91 | 3.16 | 1.49 | 2.92 | 2.82 | 1.75 | 1.20 |
Cash per Share |
21.47 | 21.26 | 10.62 | 5.91 | 43.53 | 33.29 | 12.73 | 3.00 | 2.34 | 2.03 |
Shareholders Equity per Share |
35.47 | 29.31 | 27.33 | 29.51 | 26.33 | 26.01 | 20.11 | 17.28 | 16.12 | 14.73 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
35.47 | 29.31 | 27.33 | 29.51 | 26.33 | 26.01 | 20.11 | 17.28 | 16.12 | 14.73 |
Free Cash Flow |
64.26 | 63.96 | 36.10 | 52.26 | 53.18 | 23.78 | 44.23 | 42.84 | 26.49 | 17.20 |
Working Capital |
(219.22) | (361.22) | (326.03) | (405.71) | (389.72) | (307.15) | (137.42) | (117.90) | (48.39) | (234.75) |
Capital Expenditures |
(0.72) | (7.55) | (10.92) | (11.79) | (5.74) | (4.98) | (7.82) | (2.02) | (4.28) | (9.57) |
Net Current Asset Value |
(456.58) | (506.73) | (468.56) | (544.02) | (515.16) | (397.22) | (455.31) | (433.64) | (341.96) | (444.86) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.02 | 0.03 | 0.05 | 0.03 | 0.03 | 0.04 | 0.01 | 0.03 | 0.09 |
Price to Operating Income |
6.68 | 7.69 | 6.56 | 5.44 | 6.30 | 6.48 | 10.15 | 8.91 | 11.17 | 13.63 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
(0.02) | 0.05 | 0.07 | 0.02 | (0.07) | (0.02) | 0.09 | 0.09 | 0.08 | 0.06 |
Cash ROIC |
4.27% | 5.52% | 4.02% | 7.05% | 4.16% | 2.33% | 5.55% | 6.86% | 4.62% | 3.87% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
17,064.15 | 14,206.77 | 17,566.15 | 70,068.92 | 86,841.62 | 47,027.87 | 28,645.32 | 35,359.44 | 45,565.94 | 56,524.07 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
6,199.24 | 5,185.06 | 4,810.59 | 4,669.03 | 4,448.68 | 3,642.04 | 2,856.56 | 2,389.30 | 2,092.67 | 1,916.29 |
Average Assets |
7,294.22 | 5,972.48 | 5,614.07 | 5,402.06 | 5,029.17 | 4,246.53 | 3,492.59 | 2,995.15 | 2,671.30 | 2,429.48 |
Average Common Equity |
683.63 | 533.19 | 493.22 | 429.02 | 371.71 | 331.66 | 283.90 | 253.37 | 227.85 | 206.85 |
Columns are period end dates