CB Financial Services, Inc. CBFV
37.05
(0.06)
(0.16%)
as of 25 Sep
- Market cap
- $188.6M
- P/E
- 25.9×
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
35.94 | 11.62 | 5.43 | 9.88 | 11.09 | 0.00 | 11.42 | 17.45 | 17.62 | 13.99 |
P/S ratio |
2.56 | 1.80 | 1.42 | 1.93 | 2.17 | 1.90 | 2.75 | 2.38 | 3.04 | 2.70 |
P/FCF ratio |
10.21 | 33.17 | 10.98 | 7.85 | 10.94 | 7.75 | 8.64 | 13.07 | 14.62 | 10.73 |
P/Operating CF |
34.93 | 92.34 | (35.62) | 21.79 | 12.36 | 22.17 | 31.72 | 18.61 | 55.73 | 44.47 |
P/B ratio |
1.11 | 1.00 | 0.87 | 1.01 | 0.97 | 0.80 | 1.08 | 0.90 | 1.31 | 1.19 |
Price to Tangible BV |
1.19 | 1.07 | 0.95 | 1.15 | 1.10 | 0.93 | 1.46 | 1.26 | 1.44 | 1.32 |
EV/Sales |
2.60 | 1.62 | 1.03 | 0.38 | 0.46 | (0.79) | 1.64 | 1.73 | 3.14 | 3.05 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
10.03 | 19.54 | 6.23 | 1.56 | 2.10 | (3.18) | 5.46 | 6.60 | 10.89 | 11.35 |
EV/FCF |
10.39 | 29.82 | 7.96 | 1.56 | 2.32 | (3.21) | 5.15 | 9.54 | 15.09 | 12.12 |
Quick Ratio |
0.02 | 0.04 | 0.05 | 0.08 | 0.09 | 0.13 | 0.07 | 0.05 | 0.03 | 0.02 |
Current Ratio |
0.87 | 0.87 | 0.91 | 0.89 | 0.89 | 0.94 | 0.88 | 0.85 | 0.93 | 0.94 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.25% | 2.34% | 2.38% | 1.04% | 1.23% | 0.56% | 1.06% | 1.56% | 2.62% | 3.31% |
Debt/Equity |
0.22 | 0.24 | 0.25 | 0.13 | 0.13 | 0.06 | 0.09 | 0.15 | 0.26 | 0.31 |
Asset Turnover |
0.05 | 0.06 | 0.06 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
3.63 | 0.54 | 0.63 | 1.26 | 1.13 | (1.32) | 1.25 | 1.94 | 1.67 | 1.39 |
Capex/Depreciation |
(0.42) | (1.34) | (1.12) | 0.00 | (0.33) | (0.01) | 0.31 | (1.35) | (1.12) | (0.20) |
| 3.22% | 8.77% | 18.04% | 9.25% | 8.65% | (7.45%) | 9.92% | 6.11% | 7.60% | 8.60% | |
| 0.32% | 0.86% | 1.57% | 0.79% | 0.81% | (0.78%) | 1.10% | 0.64% | 0.78% | 0.90% | |
ROIC |
2.06% | 7.24% | 17.81% | 41.72% | 31.95% | 0.00% | 11.82% | 5.66% | 6.55% | 6.48% |
Return on Tangible Assets |
(3.23%) | (8.66%) | (24.26%) | (8.96%) | (9.08%) | 17.44% | (12.87%) | (4.90%) | (15.85%) | (29.04%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
55.66% | 43.20% | 42.34% | 64.12% | 64.56% | 70.16% | 56.31% | 67.54% | 65.00% | 64.20% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
1.16% | 0.99% | 1.30% | 1.04% | 0.95% | 0.87% | 0.54% | 0.93% | 0.90% | 0.90% |
Graham Net Nets |
(1.17) | (1.37) | (1.21) | (1.42) | (1.26) | (0.83) | (0.90) | (1.52) | (0.69) | (0.64) |
Graham Number |
26.13 | 39.86 | 52.03 | 32.51 | 34.75 | 0.00 | 40.64 | 29.71 | 29.54 | 30.29 |
Earnings Yield |
2.78% | 8.61% | 18.42% | 10.12% | 9.02% | (9.85%) | 8.76% | 5.73% | 5.68% | 7.15% |
Free Cash Flow Yield |
9.79% | 3.01% | 9.11% | 12.74% | 9.14% | 12.90% | 11.57% | 7.65% | 6.84% | 9.32% |
Revenue per Share |
13.64 | 15.90 | 16.86 | 11.20 | 11.12 | 10.53 | 10.97 | 10.43 | 9.84 | 9.65 |
Operating CF per Share |
3.54 | 1.31 | 2.78 | 2.75 | 2.43 | 2.60 | 3.29 | 2.74 | 2.84 | 2.59 |
Capex per Share |
(0.12) | (0.45) | (0.61) | 0.00 | (0.23) | (0.02) | 0.20 | (0.85) | (0.79) | (0.16) |
Free Cash Flow per Share |
3.41 | 0.86 | 2.18 | 2.76 | 2.20 | 2.58 | 3.49 | 1.90 | 2.05 | 2.43 |
Cash per Share |
6.29 | 9.66 | 13.34 | 20.19 | 22.24 | 29.77 | 14.76 | 10.71 | 5.04 | 3.50 |
Shareholders Equity per Share |
31.28 | 28.71 | 27.34 | 21.44 | 24.74 | 24.89 | 27.80 | 27.62 | 22.81 | 21.92 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
31.28 | 28.71 | 27.34 | 21.44 | 24.74 | 24.89 | 27.80 | 27.62 | 22.81 | 21.92 |
Free Cash Flow |
17.20 | 4.42 | 11.13 | 14.16 | 11.84 | 13.95 | 18.96 | 9.45 | 8.37 | 9.90 |
Working Capital |
(171.56) | (166.17) | (112.67) | (143.39) | (145.87) | (81.30) | (133.59) | (167.41) | (60.51) | (40.23) |
Capital Expenditures |
(0.61) | (2.33) | (3.10) | 0.01 | (1.21) | (0.12) | 1.09 | (4.21) | (3.23) | (0.67) |
Net Current Asset Value |
(206.32) | (200.89) | (147.34) | (158.03) | (163.47) | (89.30) | (147.59) | (187.41) | (85.01) | (68.23) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.03 | 0.04 | 0.00 | 0.02 | 0.00 | (0.02) | 0.08 | 0.08 | 0.02 |
Net Profit Margin |
7.14% | 15.43% | 26.15% | 19.55% | 19.34% | (18.69%) | 24.04% | 13.57% | 17.26% | 19.25% |
Price to Operating Income |
33.13 | 9.56 | 4.03 | 7.90 | 8.16 | 11.63 | 10.20 | 13.07 | 12.03 | 9.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.07 | 0.08 | 0.14 | 0.16 | 0.20 | 1.09 | 0.16 | 0.13 | 0.17 | 0.24 |
Cash ROIC |
(0.82%) | (6.03%) | (2.25%) | (1.62%) | (1.98%) | (2.05%) | (1.80%) | (4.64%) | (3.69%) | (2.70%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
19,433.67 | 15,583.40 | 26,172.08 | 96,842.42 | 131,487.15 | 80,346.52 | 51,953.80 | 66,671.74 | 83,660.51 | 88,797.76 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,311.66 | 1,275.34 | 1,267.83 | 1,247.56 | 1,225.59 | 1,171.46 | 1,102.51 | 930.00 | 735.78 | 688.76 |
Average Assets |
1,514.63 | 1,468.83 | 1,432.51 | 1,417.21 | 1,421.10 | 1,369.13 | 1,301.62 | 1,108.09 | 890.28 | 838.38 |
Average Common Equity |
152.46 | 143.61 | 124.99 | 121.64 | 133.83 | 142.81 | 144.36 | 115.44 | 91.36 | 88.18 |
Columns are period end dates