Pricing Log in Create free account
Friday 6 November 2026 Export CBC’s income statement to Excel — free account

Central Bancompany

CBC Financial Banks Regional

Central Bancompany’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, up 9.53% from fiscal 2024.

Revenue
+10.4%
EPS
+9.05%
Free cash flow
−5.17%

Quarter to June 2026, against a year earlier

37.69 0.28 +0.75%
Market cap
$9.0B
P/E
20.8×
Fwd P/E
18.2×
Dividend yield
0.96%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

Central Bancompany (CBC) valuation and DCF model

What the price implies · reverse DCF

At $37.69 the price implies 13.3% a year of dividend growth, at a 9.0% cost of equity.

Return on equity averaged 5.7% over ten years; the price implies 17.7% for good.

The headline discounts the last twelve months’ the dividend a share at 9.0% for ten years and grows it 2.5% a year after that, the same for every company, so the figure compares across the market (how a reverse DCF works).

The other way round · DCF
The price needs
13.3% a year for ten years
$37.69
today’s price
Its base case
5.0% a year for five years, then 3.0%
$18.89
49.9% below today’s price

Both are growth in the dividend a share, discounted at 9.0%, with 2.5% a year after year ten.

Base case on its own ten-year record Central Bancompany’s own growth, carried forward

Its assumptions

Powerpack lets you start from a scenario and type over any of them.

The base case’s inputs, which Powerpack lets you change
1 · Dividends
the four quarters to June 2026, from the 10-Q and 10-K filings

Yearly growth in the dividend. It usually slows as the company matures.

Today’s price implies the dividend a share growing 13.3% a year for ten years.

2 · Rates

Cost of equity is the yearly return shareholders require, typically 8–11%. Terminal growth is growth forever after year 10, usually near long-run inflation, 2–3%.

3 · Per share

The model is a share’s own: no debt to take off and no shares to divide among.

Advanced inputs

Against Central Bancompany’s own cost of capital: risk-free 4.3% + beta 0.05 × equity premium 4.5% = 4.5% cost of equity; weighted, 4.5%.

Use 4.5%
Base case value per share $18.89 ten years discounted, and what follows
Current price $37.69 market price per share
Below today’s price 49.9% downside at the base case’s assumptions

How we got there$8.46 10 years of dividends+$10.43 terminal value=$18.89 per share

Valuation against its own history

Today’s multiple against its 5- and 10-year averages and the industry median (Banks Regional).

Multiple Current 5Y avg 10Y avg vs 10Y avg Industry median vs industry 10Y range
P/E 20.76× 15.91× 15.91× 31% above 12.02× 73% above
P/FCF 18.58× 13.62× 13.62× 36% above 10.60× 75% above
P/B 2.33× 1.90× 1.90× 23% above 1.23× 89% above
P/E P/FCF P/B
9.41×12.29×15.18×18.07×10Y avg 13.62×20252026

CBC trades at 18.58× P/FCF, against a 10-year average of 13.62× (range 8.66×–18.58×). That is dearer than 100% of the last 1 year-end readings; re-rating to the average implies $27.62 per share.

Every growth rate on this page is the business’s — its cash flow, FFO or dividend — never its share price’s. A discounted-cash-flow model is only as good as its assumptions. Figures from the 10-K and 10-Q filings. Not investment advice.