Baldwin Insurance Group, Inc.

BWIN Financial Insurance Brokers

Baldwin Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 8.34% from fiscal 2024. In the quarter to June 2026, revenue grew 30.1%, EPS fell 740.0%, free cash flow grew 208.1% and total debt rose 52.7%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

31.91 0.02 −0.06%
Market cap
$4.5B
P/E
0.0×
Fwd P/E
−46.5×
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

0.00 0.00 0.00 0.00
P/S ratio
1.30 1.08 1.27 1.42
P/FCF ratio
0.00 0.00 0.00 56.41
P/Operating CF
47.18 158.98 (338.87) 54.12
P/B ratio
1.72 1.51 1.33 1.73
Price to Tangible BV
0.00 0.00 0.00 0.00
EV/Sales
2.21 2.00 2.46 2.51
EV/EBITDA
16.24 14.49 49.89 54.13
EV/Operating CF
(78.35) (102.17) 140.14 47.97
EV/FCF
(39.49) (43.59) (270.41) 99.63
Quick Ratio
1.13 1.15 1.07 1.06
Current Ratio
1.15 1.16 1.08 1.07
Net Debt/EBITDA
35.65 45.96 (44.41) 32.08
Debt/Assets
43.06% 43.32% 39.45% 39.72%
Debt/Equity
1.45 1.54 1.51 1.73
Asset Turnover
0.41 0.41 0.34 0.35
Operating CF/Net income
(2.19) (0.40) (2.59) (1.17)
Capex/Depreciation
(0.26) (0.25) (0.22) (0.23)
Interest Coverage
0.10 (0.46) (2.60) (0.18)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Intangible Assets out of Total Assets
0.67 0.65 0.70 0.66
Share Based Compensation of Revenue
6.03% 5.57% 2.41% 4.20%
Graham Net Nets
(0.81) (0.97) (1.36) (1.18)
Graham Number
0.00 0.00 0.00 0.00
Earnings Yield
(1.49%) (2.00%) (3.05%) (3.91%)
Free Cash Flow Yield
(4.30%) (4.22%) (0.72%) 1.77%
Revenue per Share
5.33 5.11 5.67 5.31
Operating CF per Share
0.60 0.15 (0.06) 0.49
Capex per Share
(0.13) (0.15) (0.13) (0.16)
Free Cash Flow per Share
0.47 0.00 (0.20) 0.33
Cash per Share
4.75 5.11 4.86 6.58
Shareholders Equity per Share
16.44 15.95 16.54 15.32
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
16.44 15.95 16.54 15.32
Free Cash Flow
32.15 (0.08) (18.74) 30.38
Working Capital
146.48 166.96 120.03 125.53
Capital Expenditures
(8.86) (10.35) (12.66) (15.18)
Net Current Asset Value
(1,559.90) (1,578.62) (2,797.03) (2,907.46)
EV/EBIT
40.27 40.65 0.00 0.00
Capex to Sales
0.02 0.03 0.02 0.03
Price to Operating Income
23.69 22.08 0.00 0.00
Other line items
Average Receivables
709.33 770.63 928.46 1,028.44
Average Payables
690.66 742.79 892.93 1,073.41
Average Assets
3,666.41 3,698.48 4,745.67 4,956.85
Average Common Equity
1,081.96 1,046.11 1,299.57 1,235.55

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Columns are period end dates