Saturday 17 October 2026 Export BOTJ’s income statement to Excel — free account

Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $62.5 million, up 4.56% from fiscal 2024. In the quarter to June 2026, revenue grew 6.68%, EPS grew 18.3% and free cash flow fell 90.6%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.

26.74 0.25 −0.93%

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Market cap: $122.6M
P/E: 10.6×
Fwd P/E: 9.7×
Dividend yield: 1.50%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
Piotroski F-Score Full definition →	8	8	8	8	+8 more TTM periods Free account
ROE Full definition →	14.84%	14.64%	12.45%	10.86%
ROA Full definition →	1.12%	1.06%	0.89%	0.78%
ROIC Full definition →	18.72%	0.00%	0.00%	0.00%
Return on Tangible Assets Full definition →	(6.16%)	(5.61%)	(5.42%)	(5.05%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →	2.54	3.25	2.32	2.37
Free Cash Flow Full definition →	11.56	14.76	10.54	10.75
Capital Expenditures Full definition →	(1.05)	(0.88)	(1.12)	(0.83)
Other line items
Cash ROIC Full definition →	9.74%	8.72%	6.41%	6.62%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.01	0.01	0.02	0.02
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	26,070.58	25,962.33	24,700.47	23,437.97
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00
Tax Rate Full definition →	(0.19)	(0.19)	(0.19)	(0.19)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	56.96%	56.75%	59.12%	60.06%
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Operating CF/Net income Full definition →	1.10	1.43	1.29	1.46
Depreciation/Fixed assets Full definition →	0.10	0.11	0.11	0.12
Capex/Depreciation Full definition →	(0.53)	(0.43)	(0.53)	(0.37)
Revenue per Share Full definition →	14.28	14.04	13.76	13.56
Operating CF per Share Full definition →	2.78	3.44	2.57	2.55
Capex per Share Full definition →	(0.23)	(0.19)	(0.25)	(0.18)
Capex to Sales Full definition →	0.02	0.01	0.02	0.01

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Columns are period end dates

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