Saturday 17 October 2026
Export BANC’s income statement to Excel — free account
Banc of California, Inc.
BANC Financial Banks Regional
Banc of California, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, down 3.76% from fiscal 2024. In the quarter to June 2026, revenue fell 60.2%, EPS fell 1,441.7%, free cash flow grew 158.5% and total debt fell 39.6%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.
17.18
0.06
−0.35%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
8.85 | 28.75 | 29.58 | 429.50 | 0.00 | 2.55 | 2.93 | 0.00 | 27.61 | 16.21 |
Piotroski F-Score |
6 | 4 | 7 | 6 | 4 | 6 | 4 | 4 | 5 | 8 |
P/S ratio |
1.72 | 2.40 | 1.49 | 2.14 | 2.39 | 1.12 | 0.75 | 0.75 | 1.38 | 1.69 |
P/FCF ratio |
0.00 | 1.89 | 5.64 | 12.35 | 10.58 | 3.11 | 1.79 | 8.76 | 40.36 | 13.13 |
P/Operating CF |
4.95 | 19.93 | 25.13 | 42.80 | 20.36 | 3.53 | 2.07 | 13.91 | 32.63 | 30.20 |
P/B ratio |
1.14 | 1.40 | 0.93 | 1.20 | 1.04 | 1.56 | 0.35 | 0.39 | 0.87 | 1.01 |
Price to Tangible BV |
1.22 | 1.49 | 0.99 | 1.27 | 1.10 | 1.74 | 0.60 | 0.45 | 0.98 | 1.13 |
EV/Sales |
2.20 | 5.81 | 4.41 | 4.60 | 4.24 | 1.50 | (0.09) | (2.17) | 0.55 | 0.95 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
57.02 | 4.48 | 16.01 | 23.13 | 17.55 | 4.04 | (0.21) | (24.35) | 13.49 | 6.76 |
EV/FCF |
(38.91) | 4.58 | 16.66 | 26.61 | 18.83 | 4.18 | (0.22) | (25.52) | 16.18 | 7.36 |
Quick Ratio |
0.05 | 0.05 | 0.05 | 0.07 | 0.04 | 0.03 | 0.06 | 0.16 | 0.09 | 0.08 |
Current Ratio |
0.73 | 0.96 | 1.01 | 1.14 | 0.98 | 0.97 | 0.84 | 0.90 | 0.90 | 0.90 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.03% | 18.09% | 15.93% | 17.48% | 10.11% | 7.99% | 2.10% | 2.43% | 2.81% | 2.74% |
Debt/Equity |
0.68 | 1.85 | 1.79 | 1.51 | 0.89 | 0.70 | 0.22 | 0.28 | 0.27 | 0.27 |
Asset Turnover |
0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.16 | 0.06 | 0.04 | 0.05 | 0.05 |
Operating CF/Net income |
0.19 | 15.58 | 5.38 | 30.59 | (67.87) | 0.84 | 1.74 | (0.07) | 0.89 | 1.35 |
Capex/Depreciation |
2.43 | (1.35) | (0.33) | (0.52) | (0.31) | (0.12) | (0.11) | 0.00 | (0.32) | (0.58) |
| 16.29% | 4.97% | 3.14% | 0.37% | (0.15%) | 70.92% | 18.28% | (61.12%) | 2.96% | 6.26% | |
| 0.99% | 0.34% | 0.22% | 0.03% | (0.01%) | 6.91% | 1.60% | (4.86%) | 0.24% | 0.55% | |
ROIC |
5.25% | 0.82% | 1.43% | 1.06% | 0.61% | 32.74% | 13.90% | 0.00% | 4.98% | 8.95% |
Return on Tangible Assets |
(4.05%) | (18.97%) | 12.58% | 0.29% | (25.20%) | (763.83%) | (7.16%) | 57.85% | (3.02%) | (6.57%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
64.67% | 72.00% | 57.21% | 56.01% | 73.54% | 30.87% | 43.77% | 62.07% | 41.61% | 41.33% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
2.55% | 2.80% | 1.47% | 1.25% | 1.87% | 2.38% | 2.13% | 1.88% | 0.82% | 1.28% |
Graham Net Nets |
(4.04) | (2.12) | (2.46) | (0.73) | (1.27) | (0.62) | (5.37) | (3.91) | (1.53) | (1.29) |
Graham Number |
25.81 | 15.48 | 12.01 | 3.59 | 0.00 | 46.73 | 73.67 | 0.00 | 14.98 | 22.58 |
Earnings Yield |
11.30% | 3.48% | 3.38% | 0.23% | (0.27%) | 39.22% | 34.11% | (163.90%) | 3.62% | 6.17% |
Free Cash Flow Yield |
(3.29%) | 52.90% | 17.72% | 8.10% | 9.45% | 32.19% | 55.74% | 11.42% | 2.48% | 7.62% |
Revenue per Share |
10.00 | 8.63 | 8.91 | 8.04 | 6.17 | 17.59 | 21.11 | 17.83 | 11.22 | 11.38 |
Operating CF per Share |
0.39 | 11.20 | 2.45 | 1.60 | 1.49 | 6.54 | 9.08 | 1.59 | 0.46 | 1.60 |
Capex per Share |
(0.95) | (0.25) | (0.10) | (0.21) | (0.10) | (0.22) | (0.26) | (0.07) | (0.08) | (0.13) |
Free Cash Flow per Share |
(0.57) | 10.95 | 2.36 | 1.39 | 1.39 | 6.32 | 8.82 | 1.52 | 0.38 | 1.47 |
Cash per Share |
9.41 | 7.71 | 7.81 | 7.45 | 4.40 | 2.97 | 28.99 | 62.97 | 14.86 | 14.44 |
Shareholders Equity per Share |
20.93 | 20.14 | 18.86 | 18.09 | 17.88 | 13.85 | 51.13 | 39.71 | 20.78 | 22.16 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
20.93 | 20.14 | 18.86 | 18.09 | 17.88 | 13.85 | 51.13 | 39.71 | 20.78 | 22.16 |
Free Cash Flow |
(26.54) | 550.35 | 118.20 | 69.78 | 69.77 | 485.79 | 681.86 | 129.57 | 64.52 | 234.77 |
Working Capital |
(2,502.76) | (326.19) | 52.23 | 771.73 | (117.14) | (190.99) | (5,697.62) | (3,498.37) | (3,030.15) | (3,025.45) |
Capital Expenditures |
(44.65) | (12.66) | (4.81) | (10.48) | (5.09) | (17.17) | (20.12) | (6.20) | (12.86) | (20.83) |
Net Current Asset Value |
(3,260.83) | (2,208.25) | (1,643.45) | (626.58) | (939.41) | (941.43) | (6,564.71) | (4,434.97) | (3,972.07) | (3,978.19) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.10 | 0.03 | 0.01 | 0.03 | 0.02 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
Price to Operating Income |
7.98 | 31.95 | 12.97 | 26.72 | 51.41 | 1.78 | 2.04 | 0.00 | 16.86 | 9.85 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
(0.13) | 0.07 | 0.11 | 0.16 | 0.14 | 1.24 | 3.30 | 10.26 | 0.28 | 0.25 |
Cash ROIC |
(1.27%) | 16.84% | 3.90% | 2.63% | 3.64% | 23.77% | 9.66% | 1.34% | 0.93% | 3.45% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.04 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
56,083.04 | 31,316.58 | 21,134.98 | 13,857.60 | 33,649.69 | 49,456.22 | 46,614.62 | 9,066.84 | 11,193.81 | 14,533.54 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
7,722.62 | 8,217.53 | 7,604.77 | 6,671.91 | 5,756.48 | 6,762.62 | 20,687.89 | 32,169.06 | 28,796.84 | 27,517.64 |
Average Assets |
9,632.70 | 10,678.85 | 10,478.96 | 9,229.24 | 7,852.87 | 8,635.54 | 25,311.34 | 39,881.50 | 36,038.46 | 34,170.15 |
Average Common Equity |
586.41 | 727.20 | 728.82 | 715.91 | 714.87 | 841.33 | 2,211.17 | 3,172.13 | 2,946.84 | 3,022.10 |
Columns are period end dates