Saturday 17 October 2026
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Bank of America Corporation
BAC Financial Banks Diversified
Bank of America Corporation’s revenue for fiscal 2025 (year ended December 2025) was $191.6 billion, down 2.46% from fiscal 2024. In the quarter to September 2026, revenue was flat, EPS fell 8.97%, free cash flow grew 418.0% and total debt rose 2.31%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years.
51.23
0.47
−0.91%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
7 | 5 | 8 | 5 | 6 | 5 | 5 | 6 | 4 | 6 |
P/E ratio |
15.54 | 18.46 | 9.30 | 12.67 | 16.04 | 12.39 | 10.47 | 10.94 | 13.52 | 14.18 |
P/S ratio |
2.47 | 3.06 | 2.27 | 2.91 | 2.83 | 4.03 | 2.36 | 1.55 | 1.76 | 2.16 |
P/FCF ratio |
14.18 | 34.16 | 6.45 | 5.44 | 7.16 | 0.00 | 0.00 | 6.18 | 0.00 | 35.44 |
P/Operating CF |
(24.54) | (42.94) | (17.87) | 5.60 | 4.86 | 8.46 | 8.77 | 8.32 | 13.32 | (18.03) |
P/B ratio |
0.96 | 1.25 | 1.02 | 1.37 | 1.07 | 1.54 | 1.11 | 1.03 | 1.27 | 1.49 |
Price to Tangible BV |
1.37 | 1.73 | 1.43 | 1.92 | 1.48 | 2.14 | 1.55 | 1.40 | 1.71 | 1.99 |
EV/Sales |
(0.93) | (0.59) | (1.66) | (0.89) | (3.86) | (2.08) | (2.20) | (1.85) | (1.31) | (1.00) |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(5.06) | (5.92) | (4.61) | (1.64) | (9.52) | 27.13 | 40.03 | (7.23) | 29.20 | (15.17) |
EV/FCF |
(5.36) | (6.55) | (4.72) | (1.67) | (9.76) | 24.00 | 34.86 | (7.38) | 26.39 | (16.39) |
Quick Ratio |
0.32 | 0.34 | 0.36 | 0.36 | 0.40 | 0.33 | 0.33 | 0.35 | 0.33 | 0.34 |
Current Ratio |
0.90 | 0.91 | 0.92 | 0.91 | 0.84 | 0.74 | 0.78 | 0.80 | 0.78 | 0.80 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
9.91% | 9.97% | 9.74% | 9.90% | 9.33% | 8.84% | 9.04% | 9.50% | 8.69% | 9.32% |
Debt/Equity |
0.81 | 0.85 | 0.86 | 0.91 | 0.96 | 1.04 | 1.01 | 1.04 | 0.96 | 1.05 |
Asset Turnover |
0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
1.07 | 0.59 | 1.48 | 2.38 | 2.31 | (0.24) | (0.24) | 1.82 | (0.35) | 0.43 |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 6.80% | 6.84% | 10.94% | 10.73% | 6.73% | 12.38% | 10.61% | 9.71% | 9.49% | 10.60% | |
| 0.75% | 0.74% | 1.15% | 1.09% | 0.63% | 1.02% | 0.84% | 0.79% | 0.79% | 0.87% | |
ROIC |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
(10.27%) | (10.86%) | (19.33%) | (15.53%) | (4.64%) | (4.61%) | (4.84%) | (4.90%) | (4.43%) | (5.41%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
62.65% | 58.22% | 51.48% | 51.49% | 70.97% | 58.75% | 55.61% | 39.89% | 36.98% | 39.36% |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
1.46% | 1.66% | 1.58% | 1.74% | 2.17% | 2.95% | 2.49% | 1.67% | 1.75% | 2.09% |
Graham Net Nets |
(1.82) | (1.39) | (1.67) | (1.38) | (2.54) | (2.62) | (3.20) | (3.16) | (2.63) | (2.20) |
Graham Number |
27.65 | 29.58 | 37.88 | 40.10 | 34.74 | 48.31 | 46.61 | 47.82 | 50.21 | 56.73 |
Earnings Yield |
6.44% | 5.42% | 10.75% | 7.89% | 6.24% | 8.07% | 9.55% | 9.14% | 7.39% | 7.05% |
Free Cash Flow Yield |
7.05% | 2.93% | 15.51% | 18.39% | 13.97% | (2.15%) | (2.67%) | 16.18% | (2.82%) | 2.82% |
Revenue per Share |
9.11 | 9.76 | 10.86 | 12.10 | 10.71 | 11.05 | 14.18 | 21.93 | 25.00 | 25.47 |
Operating CF per Share |
1.68 | 0.97 | 3.91 | 6.58 | 4.34 | (0.85) | (0.78) | 5.60 | (1.12) | 1.68 |
Capex per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
1.68 | 0.97 | 3.91 | 6.58 | 4.34 | (0.85) | (0.78) | 5.60 | (1.12) | 1.68 |
Cash per Share |
52.12 | 57.94 | 65.41 | 71.68 | 101.67 | 100.45 | 98.74 | 112.02 | 112.74 | 122.69 |
Shareholders Equity per Share |
25.88 | 26.20 | 26.28 | 28.20 | 31.18 | 31.80 | 33.67 | 36.33 | 37.42 | 40.31 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
25.88 | 26.20 | 26.28 | 28.20 | 31.18 | 31.80 | 33.67 | 36.33 | 37.42 | 40.31 |
Free Cash Flow |
17,277.00 | 9,864.00 | 39,520.00 | 61,777.00 | 37,993.00 | (7,193.00) | (6,327.00) | 44,982.00 | (8,805.00) | 12,613.00 |
Working Capital |
(166,266.00) | (162,285.00) | (148,047.00) | (177,989.00) | (365,799.00) | (673,837.00) | (548,757.00) | (515,199.00) | (584,662.00) | (549,904.00) |
Net Current Asset Value |
(422,569.00) | (423,987.00) | (415,330.00) | (457,074.00) | (674,259.00) | (991,629.00) | (869,555.00) | (860,835.00) | (907,294.00) | (909,796.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
9.47 | 10.44 | 7.19 | 10.10 | 13.97 | 11.12 | 8.78 | 8.37 | 10.39 | 10.98 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.59 | 0.47 | 0.39 | 0.36 | 0.54 | 0.71 | 0.35 | 0.14 | 0.15 | 0.12 |
Cash ROIC |
1.70% | 0.91% | 3.42% | 5.24% | 2.66% | (0.51%) | (0.47%) | 3.01% | (0.60%) | 0.82% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.00 | 0.01 | 0.04 | 0.05 | 0.04 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
46,204.29 | 38,734.52 | 27,099.41 | 23,437.15 | 79,677.84 | 159,038.16 | 35,048.22 | 9,575.72 | 7,922.91 | 9,390.04 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,229,096.50 | 1,285,239.50 | 1,345,510.50 | 1,408,139.50 | 1,615,141.50 | 1,929,963.00 | 1,997,393.50 | 1,927,084.00 | 1,944,647.00 | 1,992,098.00 |
Average Assets |
2,166,177.00 | 2,234,650.50 | 2,317,870.50 | 2,394,293.00 | 2,626,853.00 | 2,994,561.00 | 3,110,435.00 | 3,115,763.00 | 3,220,725.00 | 3,336,518.50 |
Average Common Equity |
237,439.00 | 242,899.00 | 243,911.00 | 242,204.00 | 244,911.50 | 246,886.00 | 245,079.00 | 254,024.50 | 267,026.50 | 274,027.50 |
Columns are period end dates · fundamentals updated 15 Oct 2026