Saturday 17 October 2026
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Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 51.6% from fiscal 2024. In the quarter to June 2026, revenue fell 2.50%, EPS grew 825.0%, free cash flow fell 92.4% and total debt rose 1.34%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.
38.11
0.19
−0.50%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
20.08 | 21.58 | 12.72 | 15.65 | 16.98 | 11.47 | 11.86 | 14.35 | 16.47 | 17.22 |
Piotroski F-Score |
6 | 7 | 5 | 4 | 6 | 7 | 7 | 6 | 6 | 6 |
P/S ratio |
4.40 | 4.02 | 2.94 | 3.62 | 3.31 | 4.02 | 3.39 | 2.61 | 2.42 | 2.23 |
P/FCF ratio |
17.78 | 15.58 | 8.27 | 15.77 | 12.58 | 8.27 | 6.13 | 8.29 | 10.58 | 2.04 |
P/Operating CF |
70.17 | 105.20 | 26.51 | 35.24 | 46.76 | 29.52 | 28.45 | 51.27 | 33.20 | 39.71 |
P/B ratio |
1.55 | 1.51 | 0.97 | 1.20 | 0.96 | 1.07 | 1.11 | 1.07 | 1.04 | 0.91 |
Price to Tangible BV |
2.28 | 2.15 | 1.62 | 2.00 | 1.51 | 1.67 | 1.86 | 1.70 | 1.77 | 1.54 |
EV/Sales |
5.06 | 4.60 | 3.58 | 4.39 | 3.30 | 3.44 | 3.48 | 2.63 | 2.47 | 2.13 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
19.08 | 16.32 | 10.46 | 18.75 | 11.19 | 7.32 | 6.45 | 9.87 | 10.79 | 1.94 |
EV/FCF |
20.46 | 17.82 | 10.08 | 19.12 | 12.57 | 7.08 | 6.29 | 8.33 | 10.79 | 1.95 |
Quick Ratio |
0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.05 | 0.02 | 0.02 | 0.02 | 0.03 |
Current Ratio |
0.93 | 0.94 | 0.90 | 0.95 | 0.90 | 0.83 | 0.85 | 0.90 | 0.91 | 0.91 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
4.90% | 4.57% | 4.86% | 6.14% | 2.50% | 1.94% | 1.91% | 1.85% | 1.70% | 2.05% |
Debt/Equity |
0.41 | 0.41 | 0.35 | 0.43 | 0.18 | 0.14 | 0.16 | 0.15 | 0.13 | 0.15 |
Asset Turnover |
0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.06 | 0.07 |
Operating CF/Net income |
1.21 | 1.51 | 1.48 | 1.01 | 1.52 | 1.34 | 1.89 | 1.46 | 1.56 | 8.54 |
Capex/Depreciation |
(0.25) | (0.38) | 0.39 | (0.12) | (0.73) | 0.24 | 0.22 | 1.12 | 0.00 | 0.16 |
| 7.76% | 7.12% | 9.85% | 8.72% | 5.84% | 9.30% | 8.76% | 7.71% | 6.92% | 6.43% | |
| 0.96% | 0.82% | 1.27% | 1.24% | 0.82% | 1.27% | 1.10% | 0.91% | 0.86% | 0.84% | |
ROIC |
5.15% | 5.42% | 5.87% | 5.13% | 4.30% | 8.68% | 7.16% | 5.91% | 5.84% | 6.42% |
Return on Tangible Assets |
(22.22%) | (20.06%) | (14.99%) | (37.21%) | (10.46%) | (9.42%) | (9.01%) | (10.79%) | (11.30%) | (10.29%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
60.74% | 57.47% | 47.22% | 47.24% | 61.65% | 47.96% | 52.89% | 43.07% | 37.01% | 40.20% |
Intangible Assets out of Total Assets |
0.04 | 0.03 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 |
Share Based Compensation of Revenue |
1.08% | 1.37% | 1.11% | 1.11% | 1.28% | 1.41% | 1.36% | 1.06% | 0.00% | 0.00% |
Graham Net Nets |
(0.60) | (0.61) | (1.02) | (0.66) | (0.95) | (1.19) | (1.30) | (1.00) | (0.85) | (0.90) |
Graham Number |
30.17 | 30.00 | 38.21 | 41.14 | 38.72 | 50.60 | 45.99 | 44.15 | 43.45 | 42.35 |
Earnings Yield |
4.98% | 4.63% | 7.86% | 6.39% | 5.89% | 8.72% | 8.44% | 6.97% | 6.07% | 5.81% |
Free Cash Flow Yield |
5.62% | 6.42% | 12.09% | 6.34% | 7.95% | 12.10% | 16.31% | 12.06% | 9.45% | 49.07% |
Revenue per Share |
8.08 | 8.96 | 9.61 | 10.38 | 9.95 | 9.28 | 10.39 | 13.94 | 15.63 | 15.85 |
Operating CF per Share |
2.14 | 2.52 | 3.29 | 2.43 | 2.94 | 4.36 | 5.60 | 3.71 | 3.58 | 17.37 |
Capex per Share |
(0.14) | (0.21) | 0.12 | (0.05) | (0.32) | 0.15 | 0.14 | 0.69 | 0.00 | (0.05) |
Free Cash Flow per Share |
2.00 | 2.31 | 3.41 | 2.38 | 2.62 | 4.51 | 5.74 | 4.39 | 3.58 | 17.32 |
Cash per Share |
4.09 | 4.56 | 3.97 | 5.44 | 6.26 | 10.37 | 4.27 | 5.04 | 4.11 | 7.50 |
Shareholders Equity per Share |
22.86 | 23.94 | 29.22 | 31.34 | 34.35 | 35.01 | 31.66 | 34.10 | 36.48 | 38.88 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
22.86 | 23.94 | 29.22 | 31.34 | 34.35 | 35.01 | 31.66 | 34.10 | 36.48 | 38.88 |
Free Cash Flow |
87.50 | 101.07 | 224.76 | 191.03 | 206.41 | 349.11 | 430.36 | 329.41 | 308.43 | 2,230.66 |
Working Capital |
(470.68) | (483.15) | (1,122.40) | (681.15) | (1,622.84) | (2,809.52) | (2,588.25) | (1,851.26) | (1,858.42) | (2,711.06) |
Capital Expenditures |
(6.34) | (9.26) | 7.99 | (3.77) | (25.51) | 11.32 | 10.68 | 51.36 | (0.02) | (6.72) |
Net Current Asset Value |
(940.17) | (966.13) | (1,904.66) | (1,989.81) | (2,469.15) | (3,435.30) | (3,426.14) | (2,722.17) | (2,786.97) | (4,093.35) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.02 | (0.01) | 0.00 | 0.03 | (0.02) | (0.01) | (0.05) | 0.00 | 0.00 |
Price to Operating Income |
15.28 | 14.27 | 8.48 | 11.77 | 14.00 | 9.05 | 9.43 | 11.25 | 10.88 | 9.20 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.21 | 0.20 | 0.14 | 0.20 | 0.21 | 0.35 | 0.41 | 0.50 | 0.12 | (0.26) |
Cash ROIC |
5.49% | 6.05% | 7.87% | 4.74% | 5.59% | 8.95% | 13.96% | 9.91% | 7.88% | 33.07% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.02 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
78,216.78 | 51,001.80 | 35,646.50 | 30,077.53 | 58,466.19 | 147,522.82 | 76,339.21 | 17,874.07 | 14,074.08 | 16,685.54 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
6,171.71 | 6,685.60 | 8,481.34 | 11,637.97 | 14,513.87 | 16,166.92 | 16,271.38 | 16,374.91 | 18,607.88 | 25,434.63 |
Average Assets |
8,060.04 | 8,870.99 | 11,540.39 | 15,664.30 | 18,595.72 | 19,846.63 | 20,262.97 | 20,813.67 | 22,875.76 | 31,085.54 |
Average Common Equity |
998.20 | 1,023.68 | 1,485.46 | 2,218.84 | 2,610.71 | 2,709.11 | 2,541.23 | 2,464.36 | 2,849.43 | 4,074.47 |
Columns are period end dates