Friday 6 November 2026
Export ATLC’s income statement to Excel — free account
Atlanticus Holdings Corporation
ATLC Financial Credit Services
Atlanticus Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 50.1% from fiscal 2024.
- Revenue
- +56.8%
- EPS
- +307.3%
- Free cash flow
- +135.8%
- Total debt
- −0.45%
Quarter to September 2026, against a year earlier
89.96
6.49
−6.73%
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| Sep '26 From the 10-Q filed 5 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
6.16 | 10.64 | 6.28 | 9.05 |
+8 more quarters Free account |
P/S ratio |
0.45 | 0.58 | 0.34 | 0.51 | |
P/FCF ratio |
1.23 | 1.65 | 0.99 | 1.60 | |
P/Operating CF |
5.26 | 5.60 | 2.74 | 3.80 | |
P/B ratio |
1.65 | 2.22 | 1.22 | 1.68 | |
Price to Tangible BV |
1.70 | 2.30 | 1.28 | 1.76 | |
EV/Sales |
— | 0.60 | 0.29 | 0.48 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | 1.70 | 0.85 | 1.48 | |
EV/FCF |
— | 1.70 | 0.85 | 1.49 | |
Quick Ratio |
0.12 | 0.11 | 0.14 | 0.13 | |
Current Ratio |
0.00 | 1.26 | 1.24 | 1.23 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
8.98% | 9.24% | 9.27% | 9.16% | |
Debt/Equity |
0.87 | 0.99 | 1.08 | 1.16 | |
Asset Turnover |
0.39 | 0.48 | 0.43 | 0.36 | |
Operating CF/Net income |
2.72 | 5.84 | 6.84 | 8.11 | |
Capex/Depreciation |
0.00 | (0.01) | (0.03) | (0.02) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 74.07% | 72.75% | 76.30% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.31% | 0.38% | 0.20% | 0.21% | |
Graham Net Nets |
0.30 | 0.38 | 0.66 | 0.47 | |
Graham Number |
130.29 | 99.76 | 89.88 | 81.56 | |
Earnings Yield |
16.25% | 9.40% | 15.91% | 11.05% | |
Free Cash Flow Yield |
81.23% | 60.43% | 100.56% | 62.55% | |
Revenue per Share |
50.97 | 49.11 | 45.38 | 48.59 | |
Operating CF per Share |
16.64 | 18.27 | 19.12 | 17.62 | |
Capex per Share |
0.00 | 0.00 | (0.02) | (0.01) | |
Free Cash Flow per Share |
16.64 | 18.27 | 19.10 | 17.61 | |
Cash per Share |
48.36 | 42.57 | 53.69 | 50.78 | |
Shareholders Equity per Share |
53.06 | 46.02 | 43.00 | 39.95 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
53.06 | 46.02 | 43.00 | 39.95 | |
Free Cash Flow |
253.27 | 276.86 | 286.10 | 266.11 | |
Working Capital |
(6,000.82) | 1,527.46 | 1,441.12 | 1,394.90 | |
Capital Expenditures |
— | (0.07) | (0.25) | (0.14) | |
Net Current Asset Value |
(6,977.41) | 587.37 | 515.84 | 478.92 | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
4.85 | 7.61 | 4.42 | 6.34 | |
| Other line items | |||||
Average Payables |
250.79 | 194.05 | 169.72 | 178.30 | |
Average Assets |
7,432.36 | 5,567.47 | 5,368.60 | 5,446.90 | |
Average Common Equity |
696.19 | 628.33 | 586.41 | 546.60 |
Columns are period end dates · fundamentals updated 5 Nov 2026