AMERISAFE, Inc. AMSF

23.51 (0.32) (1.34%) as of 25 Sep

Market cap: $441.7M
P/E: 9.5×

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Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	15.45	24.81	15.20	13.70	12.79	15.83	18.01	14.46	17.71	15.49
P/S ratio Full definition →	3.04	3.05	2.88	3.43	3.26	3.29	3.41	2.93	3.18	2.30
P/FCF ratio Full definition →	10.70	8.79	11.21	16.34	17.73	28.35	38.48	30.73	42.10	81.71
P/Operating CF Full definition →	38.43	40.24	39.56	77.76	88.41	121.64	(127.61)	226.87	90.78	68.62
P/B ratio Full definition →	2.64	2.69	2.66	2.95	2.52	2.61	3.16	3.08	3.82	2.90
Price to Tangible BV Full definition →	2.64	2.69	2.66	2.95	2.52	2.61	3.16	3.08	3.82	2.90
EV/Sales Full definition →	2.89	2.91	2.78	3.31	3.08	3.07	3.20	2.81	3.04	2.10
EV/EBITDA Full definition →	8.80	11.21	10.55	9.81	9.01	10.86	12.46	10.53	13.11	11.09
EV/Operating CF Full definition →	10.03	8.34	10.67	15.57	16.50	25.54	33.45	28.86	38.81	60.26
EV/FCF Full definition →	10.18	8.37	10.79	15.77	16.74	26.42	36.13	29.41	40.21	74.77
Quick Ratio Full definition →	0.33	0.32	0.30	0.30	0.33	0.35	0.35	0.35	0.36	0.40
Current Ratio Full definition →	0.33	0.32	0.30	0.30	0.33	0.35	0.35	0.35	0.36	0.40
Net Debt/EBITDA Full definition →	(0.45)	(0.57)	(0.41)	(0.35)	(0.53)	(0.79)	(0.81)	(0.47)	(0.62)	(1.03)
Debt/Assets Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt/Equity Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Asset Turnover Full definition →	0.26	0.25	0.25	0.25	0.23	0.22	0.22	0.25	0.26	0.28
Operating CF/Net income Full definition →	1.47	2.83	1.37	0.85	0.73	0.58	0.51	0.48	0.44	0.23
Capex/Depreciation Full definition →	(0.09)	(0.03)	(0.10)	(0.11)	(0.10)	(0.13)	(0.26)	(0.12)	(0.33)	(1.65)
Interest Coverage Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
ROE Full definition →	17.11%	10.49%	17.15%	22.07%	19.93%	15.69%	15.51%	20.37%	20.17%	18.53%
ROA Full definition →	5.16%	3.04%	4.72%	6.16%	5.84%	4.58%	4.16%	4.97%	4.64%	4.12%
ROIC Full definition →	17.75%	13.90%	14.82%	18.68%	17.72%	15.11%	16.52%	19.06%	20.23%	19.39%
Return on Tangible Assets Full definition →	(11.92%)	(6.71%)	(10.06%)	(13.35%)	(13.54%)	(10.88%)	(9.77%)	(11.13%)	(10.34%)	(9.75%)
Average Days of Receivables Full definition →	245.39	257.17	265.22	250.19	282.30	302.78	306.37	312.63	306.70	309.53
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	7.34%	8.13%	7.98%	8.45%	9.24%	9.39%	9.91%	9.88%	11.05%	11.28%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Share Based Compensation of Revenue Full definition →	0.40%	0.54%	0.55%	0.63%	0.97%	0.73%	0.84%	0.51%	0.95%	0.92%
Graham Net Nets Full definition →	(0.61)	(0.67)	(0.73)	(0.60)	(0.64)	(0.64)	(0.64)	(0.71)	(0.61)	(0.75)
Graham Number Full definition →	46.82	34.69	42.31	49.23	47.94	39.75	32.82	33.42	29.72	27.20
Earnings Yield Full definition →	6.47%	4.03%	6.58%	7.30%	7.82%	6.32%	5.55%	6.91%	5.65%	6.46%
Free Cash Flow Yield Full definition →	9.35%	11.37%	8.92%	6.12%	5.64%	3.53%	2.60%	3.25%	2.38%	1.22%
Revenue per Share Full definition →	20.76	19.58	19.67	19.24	17.60	16.34	15.32	16.02	16.20	16.72
Operating CF per Share Full definition →	5.98	6.83	5.12	4.10	3.29	1.96	1.47	1.56	1.27	0.58
Capex per Share Full definition →	(0.09)	(0.02)	(0.06)	(0.05)	(0.05)	(0.07)	(0.11)	(0.03)	(0.04)	(0.11)
Free Cash Flow per Share Full definition →	5.89	6.80	5.06	4.04	3.24	1.90	1.36	1.53	1.22	0.47
Cash per Share Full definition →	3.08	2.90	2.10	2.28	3.20	3.66	3.20	2.02	2.31	3.26
Shareholders Equity per Share Full definition →	23.87	22.20	21.33	22.35	22.75	20.66	16.50	15.27	13.49	13.26
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	23.87	22.20	21.33	22.35	22.75	20.66	16.50	15.27	13.49	13.26
Free Cash Flow Full definition →	112.57	130.33	97.15	77.81	62.48	36.71	26.11	29.29	23.35	8.92
Working Capital Full definition →	(659.86)	(694.63)	(718.28)	(700.89)	(645.90)	(610.84)	(576.52)	(564.61)	(541.79)	(490.83)
Capital Expenditures Full definition →	(1.64)	(0.48)	(1.12)	(1.02)	(0.92)	(1.27)	(2.09)	(0.55)	(0.84)	(2.15)
Net Current Asset Value Full definition →	(737.10)	(772.89)	(791.34)	(765.01)	(707.72)	(670.60)	(642.99)	(635.20)	(596.73)	(547.98)
EV/EBIT Full definition →	10.16	13.26	11.97	10.62	9.78	12.21	13.94	11.13	13.60	11.33
Capex to Sales Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.00	0.01
Net Profit Margin Full definition →	19.63%	12.32%	18.96%	25.03%	25.51%	20.81%	18.86%	20.24%	17.94%	14.86%
Price to Operating Income Full definition →	10.68	13.94	12.43	11.00	10.36	13.10	14.85	11.63	14.23	12.39
Other line items
Depreciation/Fixed assets Full definition →	2.63	2.45	1.88	1.52	1.49	1.53	1.11	0.70	0.43	0.18
Cash ROIC Full definition →	20.89%	25.92%	20.44%	15.29%	11.43%	6.71%	5.53%	7.09%	6.07%	1.20%
Accounts Receivable Turnover Full definition →	1.46	1.41	1.40	1.40	1.31	1.20	1.16	1.20	1.18	1.20
Accounts Payable Turnover Full definition →	0.26	0.26	0.25	0.22	0.20	0.22	0.22	0.23	0.24	0.27
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	1,412.00	1,410.88	1,450.15	1,630.24	1,760.04	1,664.74	1,633.48	1,586.88	1,498.89	1,347.18
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	271.56	265.52	269.43	264.18	258.21	262.32	254.73	255.11	261.25	264.36
Average Payables Full definition →	975.25	1,000.01	1,023.83	1,015.84	984.40	956.93	914.51	875.75	855.82	833.65
Average Assets Full definition →	1,510.45	1,518.55	1,517.08	1,504.42	1,481.88	1,436.79	1,336.00	1,249.22	1,193.48	1,144.17
Average Common Equity Full definition →	455.07	440.79	417.59	419.99	434.52	419.07	358.38	304.94	274.90	254.47

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AMERISAFE, Inc. AMSF

AMERISAFE, Inc. AMSF

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