Federal Agricultural Mortgage Corporation

AGM Financial Credit Services

Federal Agricultural Mortgage Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.6 billion, roughly unchanged from fiscal 2024.

Revenue
+12.9%
EPS
+20.7%
Free cash flow
+188.6%
Total debt
+3.07%

Quarter to June 2026, against a year earlier

198.41 7.17 −3.49%
Market cap
$2.1B
P/E
10.8×
Fwd P/E
9.8×
Dividend yield
3.18%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Federal Agricultural Mortgage Corporation (AGM) Net margin

Alert me on Net margin

Federal Agricultural Mortgage Corporation's net margin over the twelve months to 30 June 2026 was 11.6%, up 0.4 percentage points from fiscal 2025 (11.2%). Over the past ten years it has ranged from 11.1% (fiscal 2024) to 24.8% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Credit Services industry median of 8.35% and below the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 11.2% 0.09
FY2024 11.1% (1.10)
FY2023 12.2% (7.77)
FY2022 20.0% (4.83)
FY2021 24.8% 6.80
FY2020 18.0% 3.95
FY2019 14.1% (3.01)
FY2018 17.1% 0.01
FY2017 17.1% (2.24)
FY2016 19.3% 2.68

Quarterly newest first

Period Net margin Change (points)
Jun 2026 12.9% 0.65
Mar 2026 12.2% 2.54
Dec 2025 9.69% (1.88)
Sep 2025 11.6% (0.57)
42 more quarters

Against its own ten years

Low 11.1% High 24.8%
Ten-year median 17.1%
Current reading's percentile 19

Net margin against peers

Company Net margin
JCAP Jefferson Capital, Inc. compare 22.3%
SLM SLM Corporation compare 19.1%
ECPG Encore Capital Group Inc compare 17.7%
AGM Federal Agricultural Mortgage Corporation 11.6%
BFH Bread Financial Holdings, Inc. compare 11.0%
EZPW EZCORP, Inc. compare 9.99%
WU The Western Union Company compare 8.32%
ATLC Atlanticus Holdings Corporation compare 7.33%
UPST Upstart Holdings, Inc. compare 4.82%
Credit Services industry median 8.35%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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