Affirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025. In the quarter to June 2026, revenue grew 33.0%, EPS grew 2,171.4%, free cash flow grew 875.0% and total debt rose 27.8%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.
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An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.
| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Revenue |
+8 more quarters Free account |
933.34 | 1,123.02 | 1,038.77 | 1,165.96 |
Revenue Growth |
33.62% | 29.62% | 32.64% | 33.04% | |
Cost of Revenue |
411.94 | 455.17 | 467.67 | 479.97 | |
Gross Profit |
521.40 | 667.85 | 571.09 | 685.99 | |
SG&A Expenses |
223.43 | 240.01 | 218.16 | 239.25 | |
Operating Income |
63.66 | 117.63 | 88.43 | 147.26 | |
Non-operating Income/Expense |
19.36 | 15.61 | 18.95 | 21.83 | |
| 83.02 | 133.24 | 107.38 | 169.09 | ||
Income Tax Provision |
2.33 | 3.65 | 4.48 | (1,447.52) | |
Income after Tax |
80.69 | 129.59 | 102.90 | 1,616.62 | |
Net Income Common |
80.69 | 129.59 | 102.90 | 1,616.61 | |
EPS (Basic) |
0.24 | 0.39 | 0.31 | 4.77 | |
EPS (Diluted) |
0.23 | 0.37 | 0.30 | 4.62 | |
Shares (Basic, Weighted) |
330.24 | 334.27 | 337.14 | 335.16 | |
Shares (Diluted, Weighted) |
348.28 | 349.37 | 348.10 | 348.85 | |
Gross Margin |
55.86% | 59.47% | 54.98% | 58.84% | |
EBIT Margin |
6.82% | 10.47% | 8.51% | 12.63% | |
EBT margin |
8.89% | 11.86% | 10.34% | 14.50% | |
Net Profit Margin |
8.65% | 11.54% | 9.91% | 138.65% | |
EBITDA |
68.84 | 117.98 | 83.98 | 155.77 | |
EBIT |
63.66 | 117.63 | 88.43 | 147.26 | |
Income from Continuous Operations |
80.69 | 129.59 | 102.90 | 1,616.62 | |
Consolidated Net Income/Loss |
80.69 | 129.59 | 102.90 | 1,616.61 | |
EPS (Basic, from Continuous Ops) |
0.24 | 0.39 | 0.31 | 4.82 | |
EPS (Diluted, from Cont. Ops) |
0.23 | 0.37 | 0.30 | 4.63 | |
EPS (Basic, Consolidated) |
0.24 | 0.39 | 0.31 | 4.82 | |
EPS (Diluted, Consolidated) |
0.23 | 0.37 | 0.30 | 4.63 | |
Shares (Diluted, Average) |
348.28 | 349.37 | 348.10 | 349.73 | |
EBITDA Margin |
7.38% | 10.51% | 8.08% | 13.36% | |
Operating Cash Flow Margin |
40.13% | 15.47% | 37.21% | 25.40% |