American Coastal Insurance Corporation ACIC

Financial — Insurance Property & Casualty

9.40 0.33 3.64% as of 25 Sep

Market cap: $445.9M
P/E: 4.5×

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Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	5.71	8.47	1.38	0.00	0.00	0.00	0.00	1,662.00	54.47	59.04
P/S ratio Full definition →	1.83	2.17	1.60	0.19	0.82	0.29	0.65	0.98	0.99	0.70
P/FCF ratio Full definition →	8.64	2.64	0.00	0.00	0.00	0.00	4.24	32.68	21.36	5.45
P/Operating CF Full definition →	(12.82)	401.88	8.66	(0.57)	(1.00)	(1.40)	(6.82)	(7.40)	(13.27)	(14.48)
P/B ratio Full definition →	1.93	2.73	2.51	0.00	0.56	0.59	1.03	1.31	1.21	1.41
Price to Tangible BV Full definition →	2.40	3.78	4.20	0.00	0.77	0.76	1.27	1.63	1.55	1.59
EV/Sales Full definition →	1.41	2.50	2.13	1.02	1.11	0.31	0.68	0.95	0.81	0.50
EV/EBITDA Full definition →	2.98	6.13	4.85	7.61	13.12	0.00	0.00	23.62	11.43	10.64
EV/Operating CF Full definition →	6.64	3.05	(4.15)	(1.31)	(0.86)	(24.80)	3.75	26.59	14.98	3.72
EV/FCF Full definition →	6.66	3.05	(4.16)	(1.46)	(0.84)	(12.18)	4.40	31.57	17.57	3.91
Quick Ratio Full definition →	0.81	0.72	0.83	0.77	0.60	0.53	0.50	0.53	0.54	0.31
Current Ratio Full definition →	0.81	0.72	0.83	0.77	0.60	0.53	0.50	0.53	0.54	0.31
Net Debt/EBITDA Full definition →	(0.91)	(0.42)	(0.07)	1.06	(4.59)	1.36	22.78	(0.83)	(2.47)	(4.19)
Debt/Assets Full definition →	13.92%	12.25%	14.00%	5.23%	5.80%	5.55%	6.44%	6.90%	7.83%	5.42%
Debt/Equity Full definition →	0.47	0.63	0.88	(0.81)	0.47	0.38	0.30	0.30	0.30	0.22
Asset Turnover Full definition →	0.29	0.26	0.14	0.08	0.08	0.32	0.34	0.33	0.43	0.56
Operating CF/Net income Full definition →	0.66	3.22	(0.44)	0.37	5.10	0.11	(4.99)	88.82	3.50	11.54
Capex/Depreciation Full definition →	(0.02)	0.00	0.04	0.63	(0.26)	(0.62)	(1.26)	(0.17)	(0.12)	(0.20)
Interest Coverage Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
ROE Full definition →	38.62%	37.44%	(4,669.44%)	(626.82%)	(15.45%)	(20.49%)	(5.61%)	0.05%	2.61%	2.37%
ROA Full definition →	9.34%	6.65%	15.89%	(16.97%)	(2.09%)	(3.63%)	(1.25%)	0.01%	0.66%	0.66%
ROIC Full definition →	50.37%	33.60%	36.56%	0.00%	(2.71%)	(30.13%)	(5.17%)	(0.53%)	0.11%	2.98%
Return on Tangible Assets Full definition →	(75.04%)	(30.32%)	(214.23%)	153.22%	6.75%	9.09%	3.39%	(0.04%)	(1.61%)	(1.23%)
Average Days of Receivables Full definition →	335.52	579.36	748.28	1,525.29	1,717.84	391.66	281.65	363.93	262.73	47.14
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	12.06%	15.09%	14.21%	19.73%	13.74%	8.51%	8.00%	9.13%	12.49%	8.82%
Intangible Assets out of Total Assets Full definition →	0.06	0.05	0.06	0.03	0.03	0.03	0.04	0.05	0.06	0.03
Share Based Compensation of Revenue Full definition →	1.28%	0.86%	0.50%	0.63%	0.52%	0.16%	0.36%	0.33%	0.40%	0.40%
Graham Net Nets Full definition →	(0.25)	(0.48)	(0.46)	(45.90)	(5.61)	(4.98)	(1.89)	(1.23)	(1.20)	(1.60)
Graham Number Full definition →	18.05	13.28	24.76	32.14	0.00	0.00	0.00	1.69	10.20	8.27
Earnings Yield Full definition →	17.50%	11.81%	72.50%	(1,086.00%)	(30.88%)	(39.34%)	(5.55%)	0.06%	1.84%	1.69%
Free Cash Flow Yield Full definition →	11.58%	37.84%	(32.03%)	(359.85%)	(161.30%)	(8.70%)	23.57%	3.06%	4.68%	18.34%
Revenue per Share Full definition →	6.92	6.20	6.06	5.15	5.32	19.75	19.30	16.97	17.61	22.74
Operating CF per Share Full definition →	1.47	5.09	(3.12)	(4.02)	(6.88)	(0.24)	3.48	0.60	0.96	3.07
Capex per Share Full definition →	0.00	0.00	0.01	0.42	(0.12)	(0.25)	(0.51)	(0.10)	(0.14)	(0.15)
Free Cash Flow per Share Full definition →	1.46	5.09	(3.11)	(3.60)	(7.00)	(0.50)	2.97	0.51	0.82	2.92
Cash per Share Full definition →	6.04	4.17	3.60	2.72	5.71	7.03	6.71	4.32	7.44	7.04
Shareholders Equity per Share Full definition →	6.55	4.93	3.87	(4.23)	7.73	9.74	12.25	12.67	14.46	11.27
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	6.55	4.93	3.87	(4.23)	7.73	9.74	12.25	12.67	14.46	11.27
Free Cash Flow Full definition →	70.87	243.49	(135.57)	(154.92)	(300.66)	(21.32)	127.12	21.69	30.31	62.60
Working Capital Full definition →	(143.09)	(255.46)	(148.32)	(311.95)	(889.27)	(1,094.76)	(914.31)	(789.02)	(647.86)	(479.67)
Capital Expenditures Full definition →	(0.15)	(0.02)	0.43	18.19	(5.27)	(10.85)	(21.90)	(4.07)	(5.24)	(3.15)
Net Current Asset Value Full definition →	(153.96)	(310.18)	(194.57)	(1,976.30)	(1,045.05)	(1,221.35)	(1,019.59)	(875.12)	(775.47)	(544.76)
EV/EBIT Full definition →	3.12	6.65	5.39	275.57	0.00	0.00	0.00	124.27	133.03	32.11
Capex to Sales Full definition →	0.00	0.00	0.00	(0.08)	0.02	0.01	0.03	0.01	0.01	0.01
Net Profit Margin Full definition →	31.85%	25.52%	117.21%	(211.96%)	(25.33%)	(11.39%)	(3.62%)	0.04%	1.55%	1.17%
Price to Operating Income Full definition →	4.36	6.46	4.51	0.00	0.00	0.00	0.00	0.00	855.45	49.45
Other line items
Depreciation/Fixed assets Full definition →	10.26	1.68	3.18	5.47	0.65	0.51	0.53	1.37	2.46	0.86
Cash ROIC Full definition →	9.25%	40.71%	(29.44%)	(214.41%)	(44.56%)	(5.09%)	11.99%	0.97%	1.87%	10.73%
Accounts Receivable Turnover Full definition →	0.86	0.59	0.36	0.22	0.23	1.10	1.21	1.21	2.45	9.10
Accounts Payable Turnover Full definition →	0.21	0.19	0.13	0.11	0.09	0.44	0.46	0.44	0.58	0.77
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	1,509.22	2,020.54	2,088.36	2,487.18	4,114.18	928.03	830.74	915.79	832.46	560.73
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	389.61	506.46	734.19	1,001.31	992.39	772.60	679.26	596.43	266.98	53.52
Average Payables Full definition →	685.83	737.69	952.75	1,630.55	2,100.49	1,912.92	1,606.99	1,384.33	936.45	542.54
Average Assets Full definition →	1,144.42	1,139.25	1,949.94	2,768.03	2,773.76	2,658.08	2,394.32	2,190.67	1,529.80	869.85
Average Common Equity Full definition →	276.61	202.21	(6.64)	74.96	374.78	470.73	532.12	538.75	389.23	240.27

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American Coastal Insurance Corporation ACIC

American Coastal Insurance Corporation ACIC

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