American Coastal Insurance Corporation ACIC
9.40
0.33
3.64%
as of 25 Sep
- Market cap
- $445.9M
- P/E
- 4.5×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
59.04 | 54.47 | 1,662.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.38 | 8.47 | 5.71 |
P/S ratio |
0.70 | 0.99 | 0.98 | 0.65 | 0.29 | 0.82 | 0.19 | 1.60 | 2.17 | 1.83 |
P/FCF ratio |
5.45 | 21.36 | 32.68 | 4.24 | 0.00 | 0.00 | 0.00 | 0.00 | 2.64 | 8.64 |
P/Operating CF |
(14.48) | (13.27) | (7.40) | (6.82) | (1.40) | (1.00) | (0.57) | 8.66 | 401.88 | (12.82) |
P/B ratio |
1.41 | 1.21 | 1.31 | 1.03 | 0.59 | 0.56 | 0.00 | 2.51 | 2.73 | 1.93 |
Price to Tangible BV |
1.59 | 1.55 | 1.63 | 1.27 | 0.76 | 0.77 | 0.00 | 4.20 | 3.78 | 2.40 |
EV/Sales |
0.50 | 0.81 | 0.95 | 0.68 | 0.31 | 1.11 | 1.02 | 2.13 | 2.50 | 1.41 |
EV/EBITDA |
10.64 | 11.43 | 23.62 | 0.00 | 0.00 | 13.12 | 7.61 | 4.85 | 6.13 | 2.98 |
EV/Operating CF |
3.72 | 14.98 | 26.59 | 3.75 | (24.80) | (0.86) | (1.31) | (4.15) | 3.05 | 6.64 |
EV/FCF |
3.91 | 17.57 | 31.57 | 4.40 | (12.18) | (0.84) | (1.46) | (4.16) | 3.05 | 6.66 |
Quick Ratio |
0.31 | 0.54 | 0.53 | 0.50 | 0.53 | 0.60 | 0.77 | 0.83 | 0.72 | 0.81 |
Current Ratio |
0.31 | 0.54 | 0.53 | 0.50 | 0.53 | 0.60 | 0.77 | 0.83 | 0.72 | 0.81 |
Net Debt/EBITDA |
(4.19) | (2.47) | (0.83) | 22.78 | 1.36 | (4.59) | 1.06 | (0.07) | (0.42) | (0.91) |
Debt/Assets |
5.42% | 7.83% | 6.90% | 6.44% | 5.55% | 5.80% | 5.23% | 14.00% | 12.25% | 13.92% |
Debt/Equity |
0.22 | 0.30 | 0.30 | 0.30 | 0.38 | 0.47 | (0.81) | 0.88 | 0.63 | 0.47 |
Asset Turnover |
0.56 | 0.43 | 0.33 | 0.34 | 0.32 | 0.08 | 0.08 | 0.14 | 0.26 | 0.29 |
Operating CF/Net income |
11.54 | 3.50 | 88.82 | (4.99) | 0.11 | 5.10 | 0.37 | (0.44) | 3.22 | 0.66 |
Capex/Depreciation |
(0.20) | (0.12) | (0.17) | (1.26) | (0.62) | (0.26) | 0.63 | 0.04 | 0.00 | (0.02) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 2.37% | 2.61% | 0.05% | (5.61%) | (20.49%) | (15.45%) | (626.82%) | (4,669.44%) | 37.44% | 38.62% | |
| 0.66% | 0.66% | 0.01% | (1.25%) | (3.63%) | (2.09%) | (16.97%) | 15.89% | 6.65% | 9.34% | |
ROIC |
2.98% | 0.11% | (0.53%) | (5.17%) | (30.13%) | (2.71%) | 0.00% | 36.56% | 33.60% | 50.37% |
Return on Tangible Assets |
(1.23%) | (1.61%) | (0.04%) | 3.39% | 9.09% | 6.75% | 153.22% | (214.23%) | (30.32%) | (75.04%) |
Average Days of Receivables |
47.14 | 262.73 | 363.93 | 281.65 | 391.66 | 1,717.84 | 1,525.29 | 748.28 | 579.36 | 335.52 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
8.82% | 12.49% | 9.13% | 8.00% | 8.51% | 13.74% | 19.73% | 14.21% | 15.09% | 12.06% |
Intangible Assets out of Total Assets |
0.03 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.06 | 0.05 | 0.06 |
Share Based Compensation of Revenue |
0.40% | 0.40% | 0.33% | 0.36% | 0.16% | 0.52% | 0.63% | 0.50% | 0.86% | 1.28% |
Graham Net Nets |
(1.60) | (1.20) | (1.23) | (1.89) | (4.98) | (5.61) | (45.90) | (0.46) | (0.48) | (0.25) |
Graham Number |
8.27 | 10.20 | 1.69 | 0.00 | 0.00 | 0.00 | 32.14 | 24.76 | 13.28 | 18.05 |
Earnings Yield |
1.69% | 1.84% | 0.06% | (5.55%) | (39.34%) | (30.88%) | (1,086.00%) | 72.50% | 11.81% | 17.50% |
Free Cash Flow Yield |
18.34% | 4.68% | 3.06% | 23.57% | (8.70%) | (161.30%) | (359.85%) | (32.03%) | 37.84% | 11.58% |
Revenue per Share |
22.74 | 17.61 | 16.97 | 19.30 | 19.75 | 5.32 | 5.15 | 6.06 | 6.20 | 6.92 |
Operating CF per Share |
3.07 | 0.96 | 0.60 | 3.48 | (0.24) | (6.88) | (4.02) | (3.12) | 5.09 | 1.47 |
Capex per Share |
(0.15) | (0.14) | (0.10) | (0.51) | (0.25) | (0.12) | 0.42 | 0.01 | 0.00 | 0.00 |
Free Cash Flow per Share |
2.92 | 0.82 | 0.51 | 2.97 | (0.50) | (7.00) | (3.60) | (3.11) | 5.09 | 1.46 |
Cash per Share |
7.04 | 7.44 | 4.32 | 6.71 | 7.03 | 5.71 | 2.72 | 3.60 | 4.17 | 6.04 |
Shareholders Equity per Share |
11.27 | 14.46 | 12.67 | 12.25 | 9.74 | 7.73 | (4.23) | 3.87 | 4.93 | 6.55 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
11.27 | 14.46 | 12.67 | 12.25 | 9.74 | 7.73 | (4.23) | 3.87 | 4.93 | 6.55 |
Free Cash Flow |
62.60 | 30.31 | 21.69 | 127.12 | (21.32) | (300.66) | (154.92) | (135.57) | 243.49 | 70.87 |
Working Capital |
(479.67) | (647.86) | (789.02) | (914.31) | (1,094.76) | (889.27) | (311.95) | (148.32) | (255.46) | (143.09) |
Capital Expenditures |
(3.15) | (5.24) | (4.07) | (21.90) | (10.85) | (5.27) | 18.19 | 0.43 | (0.02) | (0.15) |
Net Current Asset Value |
(544.76) | (775.47) | (875.12) | (1,019.59) | (1,221.35) | (1,045.05) | (1,976.30) | (194.57) | (310.18) | (153.96) |
EV/EBIT |
32.11 | 133.03 | 124.27 | 0.00 | 0.00 | 0.00 | 275.57 | 5.39 | 6.65 | 3.12 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.02 | (0.08) | 0.00 | 0.00 | 0.00 |
Net Profit Margin |
1.17% | 1.55% | 0.04% | (3.62%) | (11.39%) | (25.33%) | (211.96%) | 117.21% | 25.52% | 31.85% |
Price to Operating Income |
49.45 | 855.45 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.51 | 6.46 | 4.36 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.86 | 2.46 | 1.37 | 0.53 | 0.51 | 0.65 | 5.47 | 3.18 | 1.68 | 10.26 |
Cash ROIC |
10.73% | 1.87% | 0.97% | 11.99% | (5.09%) | (44.56%) | (214.41%) | (29.44%) | 40.71% | 9.25% |
Accounts Receivable Turnover |
9.10 | 2.45 | 1.21 | 1.21 | 1.10 | 0.23 | 0.22 | 0.36 | 0.59 | 0.86 |
Accounts Payable Turnover |
0.77 | 0.58 | 0.44 | 0.46 | 0.44 | 0.09 | 0.11 | 0.13 | 0.19 | 0.21 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
560.73 | 832.46 | 915.79 | 830.74 | 928.03 | 4,114.18 | 2,487.18 | 2,088.36 | 2,020.54 | 1,509.22 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
53.52 | 266.98 | 596.43 | 679.26 | 772.60 | 992.39 | 1,001.31 | 734.19 | 506.46 | 389.61 |
Average Payables |
542.54 | 936.45 | 1,384.33 | 1,606.99 | 1,912.92 | 2,100.49 | 1,630.55 | 952.75 | 737.69 | 685.83 |
Average Assets |
869.85 | 1,529.80 | 2,190.67 | 2,394.32 | 2,658.08 | 2,773.76 | 2,768.03 | 1,949.94 | 1,139.25 | 1,144.42 |
Average Common Equity |
240.27 | 389.23 | 538.75 | 532.12 | 470.73 | 374.78 | 74.96 | (6.64) | 202.21 | 276.61 |
Columns are period end dates