Ameris Bancorp ABCB

82.29 0.50 0.61% as of 25 Sep
Market cap
$5.5B
P/E
14.8×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
20.81 24.28 11.60 14.93 10.07 9.15 9.24 13.37 12.01 12.34
P/S ratio
4.35 4.48 2.57 2.98 2.25 3.23 2.72 2.36 2.58 3.05
P/FCF ratio
0.00 0.00 0.00 0.00 3.38 0.00 3.05 6.48 30.54 13.75
P/Operating CF
(199.68) 53.98 (89.49) (7.05) 6.29 12.93 (10,138.23) 16.90 32.99 47.49
P/B ratio
2.32 2.22 0.94 1.01 1.00 1.16 1.00 1.05 1.15 1.25
Price to Tangible BV
2.98 2.69 1.53 1.72 1.60 1.89 1.54 1.55 1.62 1.69
EV/Sales
5.45 4.50 1.72 4.06 0.91 0.23 3.47 2.02 2.10 2.81
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
(26.93) (28.67) (8.43) (3.61) 1.34 27.45 3.85 5.40 22.76 12.01
EV/FCF
(23.36) (27.05) (7.76) (3.58) 1.37 (17.49) 3.90 5.53 24.89 12.67
Quick Ratio
0.04 0.05 0.07 0.04 0.12 0.21 0.06 0.06 0.06 0.05
Current Ratio
0.99 0.98 0.96 1.07 1.04 1.07 1.09 1.03 1.02 1.02
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
8.37% 4.28% 2.11% 8.37% 2.69% 3.63% 8.00% 2.54% 1.61% 2.52%
Debt/Equity
0.89 0.42 0.17 0.62 0.21 0.29 0.63 0.19 0.11 0.17
Asset Turnover
0.06 0.05 0.06 0.06 0.06 0.05 0.05 0.06 0.07 0.06
Operating CF/Net income
(0.97) (0.85) (0.90) (5.82) 3.05 0.02 3.07 2.11 0.43 0.95
Capex/Depreciation
(2.45) (0.55) (0.87) (0.14) (0.30) (0.47) (0.25) (0.30) (0.28) (0.53)
ROE
12.42% 10.14% 10.71% 8.22% 10.24% 13.43% 11.24% 8.12% 9.99% 10.53%
ROA
1.16% 1.00% 1.25% 1.09% 1.35% 1.70% 1.42% 1.07% 1.39% 1.53%
ROIC
6.42% 9.59% 9.40% 3.92% 19.71% 0.00% 6.94% 7.69% 10.06% 9.07%
Return on Tangible Assets
193.48% 741.49% (50.52%) 12.97% 31.94% 23.86% 18.07% 29.29% 56.24% 57.68%
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
62.50% 59.27% 56.57% 56.80% 61.76% 47.70% 51.99% 46.13% 38.85% 39.52%
Intangible Assets out of Total Assets
0.02 0.02 0.05 0.06 0.05 0.05 0.04 0.04 0.04 0.04
Share Based Compensation of Revenue
0.66% 0.83% 1.17% 0.41% 0.32% 0.74% 0.57% 0.65% 0.80% 0.76%
Graham Net Nets
(0.47) (0.28) (0.51) (0.29) (0.09) 0.04 (0.22) (0.10) (0.08) (0.11)
Graham Number
29.82 31.35 45.54 52.05 57.02 72.25 72.17 66.03 79.95 89.81
Earnings Yield
4.81% 4.12% 8.62% 6.70% 9.93% 10.93% 10.82% 7.48% 8.33% 8.11%
Free Cash Flow Yield
(5.36%) (3.71%) (8.65%) (38.05%) 29.62% (0.42%) 32.74% 15.44% 3.27% 7.27%
Revenue per Share
10.04 10.83 12.33 14.27 16.94 15.39 17.03 22.08 24.29 24.33
Operating CF per Share
(2.03) (1.70) (2.52) (16.08) 11.53 0.13 15.36 8.25 2.24 5.70
Capex per Share
(0.31) (0.10) (0.22) (0.10) (0.25) (0.34) (0.20) (0.20) (0.19) (0.30)
Free Cash Flow per Share
(2.34) (1.80) (2.74) (16.18) 11.28 (0.21) 15.16 8.05 2.05 5.40
Cash per Share
5.78 8.98 16.00 10.64 30.58 58.54 16.16 16.92 17.74 15.91
Shareholders Equity per Share
18.82 21.84 33.76 42.24 38.22 42.72 46.21 49.68 54.52 59.55
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
18.82 21.84 33.76 42.24 38.22 42.72 46.21 49.68 54.52 59.55
Free Cash Flow
(80.45) (66.31) (118.22) (946.20) 781.00 (14.35) 1,048.95 555.35 140.97 369.82
Working Capital
(83.95) (107.82) (384.97) 1,011.39 597.26 1,354.56 1,697.05 702.33 428.35 501.46
Capital Expenditures
(10.68) (3.74) (9.42) (5.99) (17.40) (23.49) (13.52) (13.61) (13.23) (20.37)
Net Current Asset Value
(700.88) (503.06) (702.44) (713.90) (224.83) 134.09 (696.10) (366.11) (359.73) (562.40)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.03 0.01 0.02 0.01 0.01 0.02 0.01 0.01 0.01 0.01
Net Profit Margin
20.91% 18.44% 22.76% 19.35% 22.33% 35.27% 29.41% 17.67% 21.46% 24.75%
Price to Operating Income
13.78 14.04 8.82 11.65 7.44 6.88 6.95 9.37 8.76 9.52
Other line items
Depreciation/Fixed assets
0.04 0.06 0.07 0.18 0.26 0.22 0.24 0.21 0.22 0.18
Cash ROIC
(13.44%) (12.25%) (10.65%) (25.41%) 10.83% (2.74%) 13.33% 6.74% (1.02%) 3.02%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.00 0.01 0.01 0.01 0.01 0.00 0.00 0.02 0.02 0.02
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
103,327.64 70,668.97 50,361.76 39,015.15 69,742.02 150,212.95 76,501.19 16,970.72 14,985.42 17,847.90
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
5,227.23 6,100.50 8,137.58 11,838.19 15,492.45 18,311.69 19,564.15 20,085.63 21,215.48 22,049.22
Average Assets
6,240.49 7,374.12 9,649.86 14,843.05 19,340.61 22,148.48 24,455.81 25,128.50 25,732.88 26,888.97
Average Common Equity
580.60 725.46 1,130.41 1,962.96 2,558.34 2,806.77 3,081.93 3,312.07 3,589.13 3,913.78

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