Sunday 11 October 2026 Export all AAME data to Excel Powerpack

Atlantic American Corporation

AAME Financial Insurance Life

Atlantic American Corporation’s revenue for fiscal 2024 (year ended December 2024) was $188.2 million, up 0.77% from fiscal 2023. In the quarter to September 2025, revenue grew 20.8%, EPS grew 120.0% and free cash flow grew 11,298.3%, each against the same quarter a year earlier.

1.18 0.03 −2.48%
Market cap
$24.7M
P/E
5.1×
Fwd P/E
—
Dividend yield
0.00%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24
P/E ratio
37.27 16.25 0.00 0.00 3.55 12.89 48.40 0.00 0.00
Piotroski F-Score
4 9 4 5 6 4 6 6 5
P/S ratio
0.50 0.37 0.26 0.20 0.22 0.25 0.26 0.27 0.17
P/FCF ratio
91.11 5.50 11.70 0.00 4.82 50.95 7.80 19.59 6.87
P/Operating CF
23.34 5.01 5.10 6.92 4.26 4.70 5.67 8.08 3.27
P/B ratio
0.79 0.59 0.48 0.34 0.29 0.35 0.48 0.46 0.32
Price to Tangible BV
0.81 0.60 0.49 0.34 0.30 0.36 0.50 0.48 0.32
EV/Sales
0.63 0.42 0.38 0.31 0.29 0.30 0.29 0.30 0.16
EV/EBITDA
5.74 3.08 3.56 3.04 1.51 1.86 2.22 2.79 1.95
EV/Operating CF
79.26 6.21 15.69 (33.62) 6.30 54.20 8.40 21.06 6.16
EV/FCF
113.38 6.26 16.75 (32.38) 6.47 60.11 8.57 21.72 6.47
Quick Ratio
0.18 0.24 0.22 0.22 0.29 0.26 0.27 0.27 0.30
Current Ratio
0.18 0.24 0.22 0.22 0.29 0.26 0.27 0.27 0.30
Net Debt/EBITDA
1.13 0.37 1.07 1.04 0.38 0.28 0.20 0.27 (0.12)
Debt/Assets
10.59% 9.83% 9.80% 8.93% 8.33% 8.39% 9.19% 8.85% 8.58%
Debt/Equity
0.32 0.30 0.33 0.29 0.23 0.24 0.33 0.31 0.34
Asset Turnover
0.52 0.55 0.54 0.55 0.50 0.49 0.49 0.50 0.49
Operating CF/Net income
0.59 2.95 (4.04) 2.30 0.76 0.28 5.73 (4.60) (1.03)
Capex/Depreciation
(0.03) (0.01) (0.02) 0.00 (0.01) 0.00 (0.01) 0.00 (0.01)
Interest Coverage
3.26 4.11 0.52 0.81 10.63 4.82 2.07 0.83 (0.54)
ROE
2.15% 3.78% (1.03%) (0.71%) 8.94% 2.71% 0.93% (0.54%) (4.51%)
ROA
0.71% 1.25% (0.32%) (0.22%) 3.01% 0.96% 0.29% (0.15%) (1.20%)
ROIC
2.52% 3.62% 0.54% 0.77% 6.71% 2.78% 2.36% 1.50% (1.18%)
Return on Tangible Assets
(1.27%) (2.37%) 0.58% 0.39% (6.43%) (2.00%) (0.58%) 0.29% 2.29%
Average Days of Receivables
53.37 62.18 81.31 83.38 105.75 77.51 80.25 87.53 97.73
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.35% 0.27% 0.13% 0.18% 0.22% 0.11% 0.07% 0.06% 0.01%
Graham Net Nets
(2.09) (2.63) (3.86) (5.04) (4.37) (3.88) (3.95) (4.04) (6.62)
Graham Number
3.57 4.99 0.00 0.00 9.62 5.44 2.37 0.00 0.00
Earnings Yield
2.68% 6.15% (2.07%) (1.52%) 28.16% 7.76% 2.07% (1.23%) (14.29%)
Free Cash Flow Yield
1.10% 18.17% 8.55% (4.70%) 20.75% 1.96% 12.82% 5.11% 14.56%
Revenue per Share
8.12 8.86 9.15 9.78 9.56 9.78 9.21 9.15 9.23
Operating CF per Share
0.06 0.60 0.22 (0.09) 0.44 0.05 0.32 0.13 0.24
Capex per Share
(0.02) 0.00 (0.01) 0.00 (0.01) (0.01) (0.01) 0.00 (0.01)
Free Cash Flow per Share
0.05 0.59 0.21 (0.09) 0.43 0.05 0.31 0.12 0.22
Cash per Share
0.65 1.20 0.62 0.64 0.95 1.21 1.42 1.39 1.74
Shareholders Equity per Share
5.16 5.53 5.00 5.84 7.10 6.93 5.01 5.26 4.88
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
5.16 5.53 5.00 5.84 7.10 6.93 5.01 5.26 4.88
Free Cash Flow
0.92 12.07 4.18 (1.88) 8.74 0.98 6.33 2.54 4.58
Working Capital
(175.56) (174.26) (188.94) (201.07) (182.91) (193.87) (192.70) (197.88) (203.82)
Capital Expenditures
(0.40) (0.10) (0.28) (0.07) (0.23) (0.11) (0.13) (0.08) (0.22)
Net Current Asset Value
(175.56) (174.85) (188.94) (201.07) (184.21) (193.87) (194.71) (200.90) (207.84)
EV/EBIT
20.51 10.68 65.66 35.26 3.30 8.82 13.39 20.42 0.00
Capex to Sales
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Operating Income
16.48 9.38 45.86 23.16 2.46 7.47 12.19 18.41 0.00
Other line items
Depreciation/Fixed assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash ROIC
0.60% 7.05% 2.83% (1.14%) 4.41% 0.49% 3.84% 1.50% 2.71%
Accounts Receivable Turnover
6.92 6.57 5.14 4.58 3.84 4.03 4.49 4.34 3.95
Accounts Payable Turnover
0.83 0.86 0.85 0.85 0.74 0.79 0.75 0.72 0.70
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
442.35 444.29 444.66 445.61 492.88 462.92 491.45 513.51 537.55
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
24.02 27.57 36.09 43.30 50.93 49.49 41.84 43.05 47.60
Average Payables
178.86 187.64 202.54 217.33 225.29 226.18 228.19 233.18 246.64
Average Assets
316.60 330.92 343.76 360.95 391.41 403.74 384.68 374.16 387.35
Average Common Equity
103.94 109.19 107.12 109.83 131.67 143.12 121.68 104.68 103.39

Fold the line items

Columns are period end dates