Sound Financial Bancorp, Inc. (SFBC) vs Union Bankshares, Inc. (UNB)
- Sound Financial Bancorp, Inc. SFBC 44.79 −0.60%
- Union Bankshares, Inc. UNB 22.85 +0.44%
Sound Financial Bancorp, Inc. and Union Bankshares, Inc. are both Banks Regional companies. Sound Financial Bancorp, Inc. and Union Bankshares, Inc. are of similar size ($115.8M and $112.5M). Union Bankshares, Inc. trades at the lower P/E: 8.6× against 14.4×. Union Bankshares, Inc. grew revenue faster over the last twelve months: 9.68% against −0.76%. Union Bankshares, Inc. has the higher net margin (13.4% vs 12.8%) and the lower return on invested capital (12.4% vs 1,916.1%). Both pay a dividend; Union Bankshares, Inc. yields more (6.39% vs 2.29%). Across the 19 metrics below, Union Bankshares, Inc. leads on 13 and Sound Financial Bancorp, Inc. on 6.
Valuation
Profitability
| Metric | SFBC | UNB | Banks Regional median |
|---|---|---|---|
| Gross margin | 64.69% | 63.32% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.84% | 13.40% | 18.82% |
| Free cash flow margin | 11.77% | 23.57% | 17.97% |
| Return on equity | 7.33% | 14.98% | 10.28% |
| Return on assets | 0.75% | 0.80% | 1.13% |
| Return on invested capital | 1,916.08% | 12.37% | 8.45% |
Growth
Health
Dividend
Size
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