Sound Financial Bancorp, Inc. (SFBC) vs Union Bankshares, Inc. (UNB)
Sound Financial Bancorp, Inc. and Union Bankshares, Inc. are both Banks Regional companies. Sound Financial Bancorp, Inc. and Union Bankshares, Inc. are of similar size ($118.1M and $116.2M). Union Bankshares, Inc. trades at the lower P/E: 9.0× against 13.7×. Union Bankshares, Inc. grew revenue faster over the last twelve months: 9.68% against −0.76%. Union Bankshares, Inc. has the higher net margin (13.4% vs 12.8%) and the lower return on invested capital (12.4% vs 1,916.1%). Both pay a dividend; Union Bankshares, Inc. yields more (4.93% vs 2.33%). Across the 20 metrics below, Union Bankshares, Inc. leads on 13 and Sound Financial Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | SFBC | UNB | Banks Regional median |
|---|---|---|---|
| Gross margin | 64.69% | 63.32% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.84% | 13.40% | 18.66% |
| Free cash flow margin | 11.77% | 23.57% | 21.18% |
| Return on equity | 7.33% | 14.98% | 10.64% |
| Return on assets | 0.75% | 0.80% | 1.13% |
| Return on invested capital | 1,916.08% | 12.37% | 8.33% |
Growth
Health
Dividend
Size
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