Sezzle Inc. (SEZL) vs The Western Union Company (WU)
Sezzle Inc. and The Western Union Company are both Credit Services companies. Sezzle Inc. is the larger, with a market value of $3.8B against $1.9B — 2.0× the size. The Western Union Company trades at the lower P/E: 4.9× against 23.6×. Sezzle Inc. grew revenue faster over the last twelve months: 43.1% against −1.63%. Sezzle Inc. has the higher net margin (30.4% vs 9.79%) and the higher return on invested capital (49.7% vs 14.9%). Across the 22 metrics below, Sezzle Inc. leads on 14 and The Western Union Company on 8.
Valuation
Profitability
| Metric | SEZL | WU | Credit Services median |
|---|---|---|---|
| Gross margin | 82.59% | 35.09% | 77.13% |
| Operating margin | 40.39% | 15.91% | 0.34% |
| Net margin | 30.35% | 9.79% | 9.25% |
| Free cash flow margin | 51.12% | 10.51% | 13.03% |
| Return on equity | 88.85% | 43.97% | 8.49% |
| Return on assets | 40.01% | 4.96% | 2.29% |
| Return on invested capital | 49.69% | 14.91% | 4.09% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack