Securitize Corp. (SECZ) vs Upbound Group, Inc. (UPBD)

Securitize Corp. and Upbound Group, Inc. are both Software Application companies. Upbound Group, Inc. is the larger, with a market value of $1.5B against $1.2B — 1.2× the size. Upbound Group, Inc. trades at the lower P/E: 12.9× against 217×. Upbound Group, Inc. has the higher net margin (2.36% vs 0.00%) and the higher return on invested capital (8.24% vs 0.00%). Across the 14 metrics below, Upbound Group, Inc. leads on 11 and Securitize Corp. on 3.

Valuation

Metric SECZ UPBD Software Application median
P/E 216.86 12.87 25.90
P/S n/m 0.31 3.04
P/B n/m 1.93 2.60
Price to free cash flow 2,315.61 3.33 17.17
EV/EBITDA n/m 1.51 15.48
EV/Sales n/m 0.57 2.89
Earnings yield 0.46% 7.77% 0.00%
Free cash flow yield 0.04% 30.01% 1.98%

Profitability

Metric SECZ UPBD Software Application median
Gross margin — 49.69% 66.89%
Operating margin 0.00% 5.50% 0.00%
Net margin 0.00% 2.36% 0.00%
Free cash flow margin 0.00% 9.19% 5.77%
Return on equity 0.00% 15.50% 0.00%
Return on assets 0.00% 3.56% 0.00%
Return on invested capital 0.00% 8.24% 0.00%

Growth

Metric SECZ UPBD Software Application median
Revenue growth (TTM) — 3.23% 12.27%
EPS growth (last fiscal year) 106.78% (43.44%) 32.11%
Revenue growth, 5-year CAGR — 10.78% 14.34%
Net income growth, 5-year CAGR — (18.85%) 0.00%

Health

Metric SECZ UPBD Software Application median
Debt to equity 0.00 1.80 0.02
Current ratio 0.00 3.17 1.53
Net debt to EBITDA 0.01 0.83 0.09

Dividend

Metric SECZ UPBD Software Application median
Dividend yield — 6.28% 1.10%
Payout ratio — 0.82 0.28

Size

Metric SECZ UPBD Software Application median
Market cap 1.20b 1.45b 487.58m

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