Red Violet, Inc. (RDVT) vs Upbound Group, Inc. (UPBD)

Red Violet, Inc. and Upbound Group, Inc. are both Software Application companies. Upbound Group, Inc. is the larger, with a market value of $1.5B against $1.2B — 1.2× the size. Upbound Group, Inc. trades at the lower P/E: 12.9× against 59.3×. Red Violet, Inc. grew revenue faster over the last twelve months: 20.0% against 3.23%. Red Violet, Inc. has the higher net margin (17.0% vs 2.36%) and the lower return on invested capital (7.41% vs 8.24%). Only Upbound Group, Inc. pays a dividend (6.28%). Across the 23 metrics below, Red Violet, Inc. leads on 12 and Upbound Group, Inc. on 11.

Valuation

Metric RDVT UPBD Software Application median
P/E 59.35 12.87 25.90
P/S 10.63 0.31 3.04
P/B 4.84 1.93 2.60
Price to free cash flow 48.48 3.33 17.17
EV/EBITDA 34.39 1.51 15.48
EV/Sales 9.99 0.57 2.89
Earnings yield 1.69% 7.77% 0.00%
Free cash flow yield 2.06% 30.01% 1.98%

Profitability

Metric RDVT UPBD Software Application median
Gross margin 85.01% 49.69% 66.89%
Operating margin 18.23% 5.50% 0.00%
Net margin 16.98% 2.36% 0.00%
Free cash flow margin 21.92% 9.19% 5.77%
Return on equity 10.69% 15.50% 0.00%
Return on assets 10.06% 3.56% 0.00%
Return on invested capital 7.41% 8.24% 0.00%

Growth

Metric RDVT UPBD Software Application median
Revenue growth (TTM) 19.98% 3.23% 12.27%
EPS growth (last fiscal year) 82.00% (43.44%) 32.11%
Revenue growth, 5-year CAGR 21.15% 10.78% 14.34%
Net income growth, 5-year CAGR 0.00% (18.85%) 0.00%

Health

Metric RDVT UPBD Software Application median
Debt to equity 0.00 1.80 0.02
Current ratio 16.21 3.17 1.53
Net debt to EBITDA (1.83) 0.83 0.09

Dividend

Metric RDVT UPBD Software Application median
Dividend yield 0.00% 6.28% 1.10%
Payout ratio 0.00 0.82 0.28

Size

Metric RDVT UPBD Software Application median
Market cap 1.16b 1.45b 487.58m

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