Rhinebeck Bancorp, Inc. (RBKB) vs SB Financial Group, Inc. (SBFG)
Rhinebeck Bancorp, Inc. and SB Financial Group, Inc. are both Banks Regional companies. Rhinebeck Bancorp, Inc. and SB Financial Group, Inc. are of similar size ($200.9M and $192.2M). SB Financial Group, Inc. trades at the lower P/E: 11.1× against 17.8×. Rhinebeck Bancorp, Inc. grew revenue faster over the last twelve months: 34.3% against 8.95%. SB Financial Group, Inc. has the higher net margin (17.7% vs 13.0%) and the higher return on invested capital (26.8% vs 0.00%). Across the 19 metrics below, SB Financial Group, Inc. leads on 11 and Rhinebeck Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | RBKB | SBFG | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.48% | 72.07% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.99% | 17.67% | 18.66% |
| Free cash flow margin | 17.56% | 24.35% | 21.18% |
| Return on equity | 7.35% | 11.95% | 10.64% |
| Return on assets | 0.72% | 1.08% | 1.13% |
| Return on invested capital | 0.00% | 26.76% | 8.33% |
Growth
Health
Dividend
Size
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