Pricing Log in Create free account

Republic Bancorp, Inc. (RBCAA) vs Triumph Financial, Inc. (TFIN)

Republic Bancorp, Inc. and Triumph Financial, Inc. are both Banks Regional companies. Republic Bancorp, Inc. and Triumph Financial, Inc. are of similar size ($1.6B and $1.5B). Republic Bancorp, Inc. trades at the lower P/E: 13.9× against 31.6×. Triumph Financial, Inc. grew revenue faster over the last twelve months: 12.5% against −2.72%. Republic Bancorp, Inc. has the higher net margin (25.4% vs 8.39%) and the higher return on invested capital (10.6% vs 0.00%). Across the 18 metrics below, Republic Bancorp, Inc. leads on 9 and Triumph Financial, Inc. on 9.

Valuation

Metric RBCAA TFIN Banks Regional median
P/E 13.93 31.63 12.02
P/S 3.61 2.65 2.36
P/B 1.57 1.60 1.23
Price to free cash flow 13.35 8.95 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.18% 3.16% 8.21%
Free cash flow yield 7.49% 11.18% 9.23%

Profitability

Metric RBCAA TFIN Banks Regional median
Gross margin 81.19% 83.95% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 25.38% 8.39% 18.82%
Free cash flow margin 27.05% 29.64% 17.97%
Return on equity 11.55% 5.22% 10.28%
Return on assets 1.82% 0.67% 1.13%
Return on invested capital 10.63% 0.00% 8.45%

Growth

Metric RBCAA TFIN Banks Regional median
Revenue growth (TTM) (2.72%) 12.47% 6.37%
EPS growth (last fiscal year) 28.98% 72.22% 18.85%
Revenue growth, 5-year CAGR 8.97% 6.29% 12.65%
Net income growth, 5-year CAGR 9.54% (18.69%) 9.81%

Health

Metric RBCAA TFIN Banks Regional median
Debt to equity 0.14 0.04 0.17
Current ratio 1.02 1.02 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric RBCAA TFIN Banks Regional median
Dividend yield 2.11% — 2.49%
Payout ratio 0.30 — 0.29

Size

Metric RBCAA TFIN Banks Regional median
Market cap 1.59b 1.49b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack