stockrowPineapple Financial Inc. (PTIV) vs Velocity Financial, Inc. (VEL)
- Pineapple Financial Inc. PTIV 0.75 −1.32%
- Velocity Financial, Inc. VEL 17.63 +1.03%
Pineapple Financial Inc. and Velocity Financial, Inc. are both Mortgage Finance companies. Velocity Financial, Inc. is the larger, with a market value of $689.0M against $19.2M — 35.9× the size. Pineapple Financial Inc. has negative trailing earnings, so its P/E is not meaningful; Velocity Financial, Inc. trades at 6.3×. Velocity Financial, Inc. grew revenue faster over the last twelve months: 32.4% against −2.54%. Velocity Financial, Inc. has the higher net margin (0.00% vs −90.2%) and the lower return on invested capital (−3.59% vs −0.40%). Across the 17 metrics below, Velocity Financial, Inc. leads on 10 and Pineapple Financial Inc. on 7.
Valuation
Profitability
| Metric | PTIV | VEL | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 100.00% | 0.00% | 81.25% |
| Operating margin | 25.36% | 0.00% | 1.91% |
| Net margin | (90.19%) | 0.00% | (1.66%) |
| Free cash flow margin | (209.14%) | 0.00% | (15.01%) |
| Return on equity | (9.57%) | 0.00% | (1.94%) |
| Return on assets | (6.23%) | 0.00% | (0.23%) |
| Return on invested capital | (0.40%) | (3.59%) | 0.00% |
Growth
Health
Dividend
Size
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