Orrstown Financial Services Inc (ORRF) vs South Plains Financial, Inc. (SPFI)
Orrstown Financial Services Inc and South Plains Financial, Inc. are both Banks Regional companies. Orrstown Financial Services Inc and South Plains Financial, Inc. are of similar size ($823.2M and $807.3M). Orrstown Financial Services Inc trades at the lower P/E: 9.3× against 11.3×. South Plains Financial, Inc. grew revenue faster over the last twelve months: 6.59% against −0.52%. Orrstown Financial Services Inc has the higher net margin (24.0% vs 20.8%) and the higher return on invested capital (14.7% vs 0.00%). Both pay a dividend; Orrstown Financial Services Inc yields more (3.19% vs 2.08%). Across the 20 metrics below, Orrstown Financial Services Inc leads on 15 and South Plains Financial, Inc. on 5.
Valuation
Profitability
| Metric | ORRF | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 71.33% | 72.40% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.00% | 20.79% | 18.66% |
| Free cash flow margin | 23.83% | 24.14% | 21.18% |
| Return on equity | 14.75% | 12.01% | 10.64% |
| Return on assets | 1.57% | 1.33% | 1.13% |
| Return on invested capital | 14.67% | 0.00% | 8.33% |
Growth
Health
Dividend
Size
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