Orion180 Insurance Group Inc. (OIG) vs Root, Inc. (ROOT)

Orion180 Insurance Group Inc. and Root, Inc. are both Insurance Property & Casualty companies. Orion180 Insurance Group Inc. is the larger, with a market value of $874.5M against $716.7M — 1.2× the size.

Valuation

Metric OIG ROOT Insurance Property & Casualty median
P/E — 9.21 12.17
P/S — 0.45 1.26
P/B — 2.15 1.85
Price to free cash flow — 4.18 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield — 10.86% 8.20%
Free cash flow yield — 23.92% 11.86%

Profitability

Metric OIG ROOT Insurance Property & Casualty median
Gross margin — 39.44% 37.39%
Operating margin — 6.68% 14.67%
Net margin — 4.96% 10.16%
Free cash flow margin — 10.86% 18.60%
Return on equity — 26.15% 16.59%
Return on assets — 4.67% 3.38%
Return on invested capital — 0.00% 9.43%

Growth

Metric OIG ROOT Insurance Property & Casualty median
Revenue growth (TTM) — 7.89% 5.70%
EPS growth (last fiscal year) — 28.96% 39.61%
Revenue growth, 5-year CAGR — 34.33% 9.23%
Net income growth, 5-year CAGR — 0.00% 10.09%

Health

Metric OIG ROOT Insurance Property & Casualty median
Debt to equity — 0.45 0.25
Current ratio — 1.01 0.49
Net debt to EBITDA — (6.65) 0.08

Dividend

Metric OIG ROOT Insurance Property & Casualty median
Dividend yield — — 1.56%
Payout ratio — — 0.15

Size

Metric OIG ROOT Insurance Property & Casualty median
Market cap 874.45m 716.74m 2.64b

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