OFG Bancorp (OFG) vs The Bancorp, Inc. (TBBK)
OFG Bancorp and The Bancorp, Inc. are both Banks Regional companies. OFG Bancorp and The Bancorp, Inc. are of similar size ($2.2B and $2.0B). The Bancorp, Inc. trades at the lower P/E: 9.4× against 10.2×. OFG Bancorp grew revenue faster over the last twelve months: 3.82% against 1.28%. The Bancorp, Inc. has the higher net margin (27.7% vs 24.0%) and the higher return on invested capital (22.9% vs 15.0%). Across the 19 metrics below, The Bancorp, Inc. leads on 13 and OFG Bancorp on 6.
Valuation
Profitability
| Metric | OFG | TBBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 81.45% | 80.32% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.04% | 27.72% | 18.66% |
| Free cash flow margin | 22.26% | 27.78% | 21.18% |
| Return on equity | 16.08% | 29.63% | 10.64% |
| Return on assets | 1.81% | 2.57% | 1.13% |
| Return on invested capital | 14.96% | 22.91% | 8.33% |
Growth
Health
Dividend
Size
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