Northpointe Bancshares, Inc. (NPB) vs Unity Bancorp, Inc. (UNTY)
Northpointe Bancshares, Inc. and Unity Bancorp, Inc. are both Banks Regional companies. Northpointe Bancshares, Inc. and Unity Bancorp, Inc. are of similar size ($555.0M and $530.8M). Northpointe Bancshares, Inc. trades at the lower P/E: 6.5× against 9.6×. Northpointe Bancshares, Inc. grew revenue faster over the last twelve months: 19.7% against 10.2%. Unity Bancorp, Inc. has the higher net margin (30.3% vs 16.1%) and the higher return on invested capital (10.6% vs 4.38%). Across the 17 metrics below, Northpointe Bancshares, Inc. leads on 10 and Unity Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | NPB | UNTY | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.82% | 69.92% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.10% | 30.26% | 18.66% |
| Free cash flow margin | 20.29% | 13.95% | 21.18% |
| Return on equity | 13.41% | 16.95% | 10.64% |
| Return on assets | 1.17% | 1.91% | 1.13% |
| Return on invested capital | 4.38% | 10.56% | 8.33% |
Growth
Health
Dividend
Size
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