Northpointe Bancshares, Inc. (NPB) vs Unity Bancorp, Inc. (UNTY)
- Northpointe Bancshares, Inc. NPB 15.52 −0.64%
- Unity Bancorp, Inc. UNTY 56.40 +0.61%
Northpointe Bancshares, Inc. and Unity Bancorp, Inc. are both Banks Regional companies. Northpointe Bancshares, Inc. and Unity Bancorp, Inc. are of similar size ($563.0M and $540.2M). Northpointe Bancshares, Inc. trades at the lower P/E: 6.6× against 9.6×. Northpointe Bancshares, Inc. grew revenue faster over the last twelve months: 19.7% against 10.2%. Unity Bancorp, Inc. has the higher net margin (30.3% vs 16.1%) and the higher return on invested capital (10.6% vs 4.38%). Both pay a dividend; Unity Bancorp, Inc. yields more (1.13% vs 0.68%). Across the 17 metrics below, Northpointe Bancshares, Inc. leads on 9 and Unity Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | NPB | UNTY | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.82% | 69.92% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.10% | 30.26% | 18.66% |
| Free cash flow margin | 20.29% | 13.95% | 21.11% |
| Return on equity | 13.41% | 16.95% | 10.65% |
| Return on assets | 1.17% | 1.91% | 1.13% |
| Return on invested capital | 4.38% | 10.56% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack