First Western Financial, Inc. (MYFW) vs NewtekOne, Inc. (NEWT)

First Western Financial, Inc. and NewtekOne, Inc. are both Banks Regional companies. First Western Financial, Inc. and NewtekOne, Inc. are of similar size ($308.3M and $300.4M). NewtekOne, Inc. trades at the lower P/E: 4.8× against 14.1×. NewtekOne, Inc. grew revenue faster over the last twelve months: 11.7% against 6.35%. NewtekOne, Inc. has the higher net margin (15.2% vs 10.9%) and the lower return on invested capital (5.17% vs 5.53%). Across the 19 metrics below, NewtekOne, Inc. leads on 12 and First Western Financial, Inc. on 7.

Valuation

Metric MYFW NEWT Banks Regional median
P/E 14.11 4.78 12.02
P/S 1.55 0.75 2.36
P/B 1.04 0.84 1.23
Price to free cash flow 13.03 n/m 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.09% 20.93% 8.21%
Free cash flow yield 7.67% (242.49%) 9.23%

Profitability

Metric MYFW NEWT Banks Regional median
Gross margin 57.23% 100.00% 69.81%
Operating margin 0.00% 62.85% 0.00%
Net margin 10.94% 15.20% 18.82%
Free cash flow margin 11.87% (181.88%) 17.97%
Return on equity 7.73% 18.79% 10.28%
Return on assets 0.64% 2.33% 1.13%
Return on invested capital 5.53% 5.17% 8.45%

Growth

Metric MYFW NEWT Banks Regional median
Revenue growth (TTM) 6.35% 11.71% 6.37%
EPS growth (last fiscal year) 55.17% 11.22% 18.85%
Revenue growth, 5-year CAGR 12.26% 32.97% 12.65%
Net income growth, 5-year CAGR (11.68%) 11.59% 9.81%

Health

Metric MYFW NEWT Banks Regional median
Debt to equity 0.64 6.54 0.17
Current ratio 1.02 0.65 0.93
Net debt to EBITDA 0.00 11.44 0.00

Dividend

Metric MYFW NEWT Banks Regional median
Dividend yield — 7.10% 2.49%
Payout ratio — 0.34 0.29

Size

Metric MYFW NEWT Banks Regional median
Market cap 300.39m 308.28m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack