Magyar Bancorp, Inc. (MGYR) vs OptimumBank Holdings, Inc. (OPHC)
Magyar Bancorp, Inc. and OptimumBank Holdings, Inc. are both Banks Regional companies. Magyar Bancorp, Inc. and OptimumBank Holdings, Inc. are of similar size ($125.0M and $117.0M). OptimumBank Holdings, Inc. trades at the lower P/E: 5.6× against 10.1×. OptimumBank Holdings, Inc. grew revenue faster over the last twelve months: 24.1% against 7.51%. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs 18.9%) and the higher return on invested capital (62.5% vs 8.99%). Both pay a dividend; Magyar Bancorp, Inc. yields more (1.12% vs 0.74%). Across the 20 metrics below, OptimumBank Holdings, Inc. leads on 15 and Magyar Bancorp, Inc. on 5.
Valuation
Profitability
| Metric | MGYR | OPHC | Banks Regional median |
|---|---|---|---|
| Gross margin | 62.90% | 70.90% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.89% | 24.72% | 18.66% |
| Free cash flow margin | 26.07% | 31.39% | 21.18% |
| Return on equity | 9.70% | 16.68% | 10.64% |
| Return on assets | 1.16% | 1.71% | 1.13% |
| Return on invested capital | 8.99% | 62.53% | 8.33% |
Growth
Health
Dividend
Size
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