Lufax Holding Ltd. Sponsored ADR (LU) vs The Western Union Company (WU)
Lufax Holding Ltd. Sponsored ADR and The Western Union Company are both Credit Services companies. The Western Union Company is the larger, with a market value of $1.9B against $1.1B — 1.7× the size. Lufax Holding Ltd. Sponsored ADR has negative trailing earnings, so its P/E is not meaningful; The Western Union Company trades at 4.9×. The Western Union Company grew revenue faster over the last twelve months: −1.63% against −22.5%. The Western Union Company has the higher net margin (9.79% vs −13.3%) and the higher return on invested capital (14.9% vs 9.42%). Both pay a dividend; The Western Union Company yields more (7.89% vs 5.92%). Across the 21 metrics below, The Western Union Company leads on 11 and Lufax Holding Ltd. Sponsored ADR on 10.
Valuation
Profitability
| Metric | LU | WU | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 35.09% | 77.13% |
| Operating margin | 49.67% | 15.91% | 0.34% |
| Net margin | (13.30%) | 9.79% | 9.25% |
| Free cash flow margin | 2.34% | 10.51% | 13.03% |
| Return on equity | (3.83%) | 43.97% | 8.49% |
| Return on assets | (1.50%) | 4.96% | 2.29% |
| Return on invested capital | 9.42% | 14.91% | 4.09% |
Growth
Health
Dividend
Size
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