Lightspeed Commerce Inc. (LSPD) vs Upbound Group, Inc. (UPBD)

Lightspeed Commerce Inc. and Upbound Group, Inc. are both Software Application companies. Lightspeed Commerce Inc. and Upbound Group, Inc. are of similar size ($1.5B and $1.4B). Lightspeed Commerce Inc. has negative trailing earnings, so its P/E is not meaningful; Upbound Group, Inc. trades at 12.9×. Lightspeed Commerce Inc. grew revenue faster over the last twelve months: 11.6% against 3.23%. Upbound Group, Inc. has the higher net margin (2.36% vs −7.81%) and the higher return on invested capital (8.24% vs −7.01%). Across the 20 metrics below, Upbound Group, Inc. leads on 13 and Lightspeed Commerce Inc. on 7.

Valuation

Metric LSPD UPBD Software Application median
P/E n/m 12.87 25.90
P/S 1.15 0.31 3.04
P/B 1.03 1.93 2.60
Price to free cash flow n/m 3.33 17.17
EV/EBITDA 188.08 1.51 15.48
EV/Sales 0.89 0.57 2.89
Earnings yield (6.74%) 7.77% 0.00%
Free cash flow yield (1.52%) 30.01% 1.98%

Profitability

Metric LSPD UPBD Software Application median
Gross margin 43.09% 49.69% 66.89%
Operating margin (9.30%) 5.50% 0.00%
Net margin (7.81%) 2.36% 0.00%
Free cash flow margin (1.75%) 9.19% 5.77%
Return on equity (6.65%) 15.50% 0.00%
Return on assets (5.92%) 3.56% 0.00%
Return on invested capital (7.01%) 8.24% 0.00%

Growth

Metric LSPD UPBD Software Application median
Revenue growth (TTM) 11.57% 3.23% 12.27%
EPS growth (last fiscal year) 76.04% (43.44%) 32.11%
Revenue growth, 5-year CAGR 40.80% 10.78% 14.34%
Net income growth, 5-year CAGR 0.00% (18.85%) 0.00%

Health

Metric LSPD UPBD Software Application median
Debt to equity 0.01 1.80 0.02
Current ratio 3.55 3.17 1.53
Net debt to EBITDA 285.60 0.83 0.09

Dividend

Metric LSPD UPBD Software Application median
Dividend yield — 6.28% 1.10%
Payout ratio — 0.82 0.28

Size

Metric LSPD UPBD Software Application median
Market cap 1.39b 1.45b 487.58m

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