Loews Corporation (L) vs Old Republic International Corporation (ORI)

Loews Corporation and Old Republic International Corporation are both Insurance Property & Casualty companies. Loews Corporation is the larger, with a market value of $22.2B against $9.3B — 2.4× the size. Old Republic International Corporation trades at the lower P/E: 8.5× against 13.5×. Old Republic International Corporation grew revenue faster over the last twelve months: 12.1% against 3.50%. Old Republic International Corporation has the higher net margin (11.7% vs 9.02%) and the higher return on invested capital (12.1% vs 6.03%). Both pay a dividend; Old Republic International Corporation yields more (3.11% vs 0.23%). Across the 21 metrics below, Old Republic International Corporation leads on 16 and Loews Corporation on 5.

Valuation

Metric L ORI Insurance Property & Casualty median
P/E 13.53 8.47 10.75
P/S 1.21 0.98 1.21
P/B 1.13 1.56 1.99
Price to free cash flow 12.85 7.43 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.39% 11.81% 9.08%
Free cash flow yield 7.78% 13.46% 12.11%

Profitability

Metric L ORI Insurance Property & Casualty median
Gross margin 54.39% 15.79% 41.16%
Operating margin 14.69% 15.79% 15.09%
Net margin 9.02% 11.71% 11.51%
Free cash flow margin 9.45% 13.17% 17.46%
Return on equity 8.78% 18.52% 17.34%
Return on assets 1.96% 3.74% 3.74%
Return on invested capital 6.03% 12.06% 12.06%

Growth

Metric L ORI Insurance Property & Casualty median
Revenue growth (TTM) 3.50% 12.12% 8.02%
EPS growth (last fiscal year) 24.34% 14.81% 39.61%
Revenue growth, 5-year CAGR 7.96% 4.98% 9.23%
Net income growth, 5-year CAGR 0.00% 10.86% 10.09%

Health

Metric L ORI Insurance Property & Casualty median
Debt to equity 0.45 0.38 0.25
Current ratio 0.25 0.19 0.42
Net debt to EBITDA 2.88 1.04 0.08

Dividend

Metric L ORI Insurance Property & Casualty median
Dividend yield 0.23% 3.11% 1.50%
Payout ratio 0.03 0.27 0.14

Size

Metric L ORI Insurance Property & Casualty median
Market cap 22.24b 9.34b 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack