Jiayin Group Inc. Sponsored ADR (JFIN) vs Weidai Ltd. Sponsored ADR (WEI)
Jiayin Group Inc. Sponsored ADR and Weidai Ltd. Sponsored ADR are both Credit Services companies. Weidai Ltd. Sponsored ADR is the larger, with a market value of $67.6M against $37.9M — 1.8× the size. Weidai Ltd. Sponsored ADR has negative trailing earnings, so its P/E is not meaningful; Jiayin Group Inc. Sponsored ADR trades at 2.0×. Weidai Ltd. Sponsored ADR grew revenue faster over the last twelve months: −26.6% against −33.0%. Jiayin Group Inc. Sponsored ADR has the higher net margin (6.13% vs −29.5%) and the higher return on invested capital (3.94% vs 0.00%). Across the 19 metrics below, Jiayin Group Inc. Sponsored ADR leads on 11 and Weidai Ltd. Sponsored ADR on 8.
Valuation
Profitability
| Metric | JFIN | WEI | Credit Services median |
|---|---|---|---|
| Gross margin | 63.40% | 0.00% | 77.13% |
| Operating margin | 6.28% | 0.00% | 0.34% |
| Net margin | 6.13% | (29.49%) | 9.25% |
| Free cash flow margin | 0.00% | 0.00% | 13.03% |
| Return on equity | 0.00% | (36.15%) | 8.49% |
| Return on assets | 3.23% | (20.21%) | 2.29% |
| Return on invested capital | 3.94% | 0.00% | 4.09% |
Growth
Health
Dividend
Size
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