Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Jiayin Group Inc. Sponsored ADR (JFIN) vs Sentage Holdings Inc. (SNTG)

Jiayin Group Inc. Sponsored ADR and Sentage Holdings Inc. are both Credit Services companies. Jiayin Group Inc. Sponsored ADR is the larger, with a market value of $37.9M against $4.6M — 8.2× the size. Sentage Holdings Inc. has negative trailing earnings, so its P/E is not meaningful; Jiayin Group Inc. Sponsored ADR trades at 2.0×. Jiayin Group Inc. Sponsored ADR has the higher net margin (6.13% vs −468.4%) and the higher return on invested capital (3.94% vs 0.00%). Across the 14 metrics below, Jiayin Group Inc. Sponsored ADR leads on 11 and Sentage Holdings Inc. on 3.

Valuation

Metric JFIN SNTG Credit Services median
P/E 1.97 n/m 9.64
P/S 0.13 n/m 0.87
P/B 0.12 n/m 1.16
Price to free cash flow 0.32 n/m 2.99
EV/EBITDA 1.50 n/m 9.58
EV/Sales 0.09 (0.44) 2.32
Earnings yield 50.75% (212.35%) 6.72%
Free cash flow yield 317.10% 0.00% 12.33%

Profitability

Metric JFIN SNTG Credit Services median
Gross margin 63.40% 0.00% 77.13%
Operating margin 6.28% 0.00% 0.34%
Net margin 6.13% (468.43%) 9.25%
Free cash flow margin 0.00% 0.00% 13.03%
Return on equity 0.00% 0.00% 8.49%
Return on assets 3.23% 0.00% 2.29%
Return on invested capital 3.94% 0.00% 4.09%

Growth

Metric JFIN SNTG Credit Services median
Revenue growth (TTM) (32.97%) — 4.62%
EPS growth (last fiscal year) 54.41% 3.57% —
Revenue growth, 5-year CAGR 34.89% (54.66%) 9.13%
Net income growth, 5-year CAGR 41.47% 0.00% 0.00%

Health

Metric JFIN SNTG Credit Services median
Debt to equity 0.15 0.00 0.68
Current ratio 1.79 2.14 1.55
Net debt to EBITDA 0.11 0.22 0.13

Dividend

Metric JFIN SNTG Credit Services median
Dividend yield 15.84% — 3.34%
Payout ratio 0.00 0.00 0.00

Size

Metric JFIN SNTG Credit Services median
Market cap 37.86m 4.63m 872.19m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack